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421 NW Scenic Lake Dr, Lake City, FL, 32055

5beds
5baths
3,918sqft
$699,900
$179price/sqft
$5,184/moest. monthly cost
$207,360/yrincome needed

About This Home

Welcome to this exceptional custom-built lake view home offering timeless craftsmanship and elegant design. Step through the impressive 12-foot solid mahogany double doors and experience soaring vaulted ceilings, detailed crown molding, and rich architectural finishes throughout. Quality abounds with Anderson windows, a recently replaced 2024 roof, and a convenient whole-home vacuum system. One bedroom could also double as an office and there is a large bonus room upstairs. The spacious three-car garage provides ample room for vehicles and storage. Relax and entertain in your private backyard oasis complete with a screened-in pool and separate lounge pool—perfect for sunny Florida days and evening gatherings alike. Updates to HVAC and hot water systems also.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

3/10
Summers Elementary SchoolGrades PK-54.0 mi
4/10
Lake City Middle SchoolGrades 7-83.5 mi
3/10
Columbia High SchoolGrades 9-125.8 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Frame Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Microwave,Dishwasher,Electric Range,Down Draft,Double Oven,Free-Standing Freezer
  • Laundry features: Laundry Room,Inside

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • Insulated,Ceiling Fan(s),Vaulted Ceiling(s),Bonus Room
  • Window features: Aluminum Frames,Insulated Windows,Screens
  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Central Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,918
  • Total interior livable area: 3,918 sqft

Property

Details

  • Parcel number: 223S1602268501
  • Zoning: RSF-2
  • Other equipment: Irrigation Equipment

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground,Screen Enclosure,Other
  • Patio & porch: Screened
  • Exterior features: Rain Gutters Partial Roof,Irrigation,Shrubbery

Lot

  • Lot size: 1.23 Acres
  • Lot size dimensions: 1.23 Acreas

Parking

  • Parking features: 3+ Car,Garage,Driveway,Garage Door Opener
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Columbia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$505$6,060
Property Taxes $746$8,952
Electricity $394$4,731
Total$5,184$62,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$177,737/yr
40% on housing$155,520/yr
45% on housing$138,240/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 32055$168
Columbia County$210

vs Homes Sold Last Month

Median $/sqft

ZIP 32055$135
Columbia County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Price change$699,900
2026-02-20Price change$710,000
2026-01-02Listed for sale$725,000
2026-01-01Listing removed$749,900
2025-03-18Price change$749,900
2025-01-30Price change$775,000
2024-12-30Listed for sale$799,000
1996-04-01Sold$19,000

For Sale by Agent

AgentEvan Crapps
BrokerageDANIEL CRAPPS AGENCY, INC

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