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167 NW Otter Ct, Lake City, FL, 32055

5beds
4baths
4,203sqft
$535,000
$127price/sqft
$4,169/moest. monthly cost
$166,760/yrincome needed

About This Home

Nestled in the back of the Lake City Country Club and perched high on a hill overlooking the #9 and #10 fairways, this multi-level custom home offers stunning golf course and pond views from every level. With over 4,200 sq ft of living space, there’s plenty of room for everyone to spread out and thrive. The main living area and primary suite are conveniently located on the ground level, while the elevation change at the rear provides incredible vantage points and outdoor enjoyment. Recent upgrades include new exterior paint, all-new flooring on the main level, newly stained decks, new kitchen appliances, fresh front landscaping, and a newly finished room downstairs. Inside, you’ll also find two full kitchens, fresh interior paint, most furnishings included (including bar stools, pool table, hot tub, and new patio furniture with a propane fire pit), and a new A/C unit being installed. The floor plan is ideal for multigenerational living, with the second kitchen and living area on the lower level. Additional rooms offer flexible space for storage, office, or home gym. This executive home is ideally located near I-75, making for an easy commute to Gainesville or Valdosta, and is just a short golf cart ride to the Country Club clubhouse and amenities. Move-in ready. Reach out for a private tour today.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

3/10
Summers Elementary SchoolGrades PK-53.0 mi
4/10
Lake City Middle SchoolGrades 7-82.5 mi
3/10
Columbia High SchoolGrades 9-124.7 mi

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block Stucco,Frame Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Unique Special
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Microwave,Dishwasher,Electric Range
  • Laundry features: Laundry Room,Inside

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1

Features

  • Fireplace,Ceiling Fan(s),Wet Bar,Vaulted Ceiling(s),Storage,High Speed Internet,TV Cable,Bonus Room
  • Window features: Insulated Windows,Blinds
  • Flooring: Carpet Vinyl,Concrete,Carpet,Ceramic Tile
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,203
  • Total interior livable area: 4,203 sqft

Property

Details

  • Parcel number: 263S1602308140
  • Zoning: RSF-2

Features

  • Levels: Multi/Split
  • Private pool: Yes
  • Pool features: Pool/Spa Combo
  • Patio & porch: Deck,Patio,Rear Porch,Wrap Around
  • Exterior features: Rain Gutters Whole Roof,Shrubbery,Fruit Trees,Pavers,Plant Bed
  • Has spa: Yes
  • Spa features: Spa Hot Tub
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 0.36 Acres
  • Features: Irregular Lot
  • Lot size dimensions: Irregular

Parking

  • Parking features: 3+ Car,Garage,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Heat Wave
Inland Flooding
Strong Wind
Tornado
Cold Wave
Wildfire

FEMA Declared Disasters in Columbia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,705$32,460
Home Insurance *$386$4,632
Property Taxes $656$7,872
Electricity $422$5,075
Total$4,169$50,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$142,937/yr
40% on housing$125,070/yr
45% on housing$111,173/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$127This listing

vs Other Active Listings

Avg $/sqft

ZIP 32055$169
Columbia County$210

vs Homes Sold Last Month

Median $/sqft

ZIP 32055$135
Columbia County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-30Price change$545,000
2025-11-25Price change$565,000
2025-10-14Listed for sale$585,000
2024-04-15Sold$320,000
2024-03-07Contingent$397,000
2024-02-13Price change$397,000
2023-12-15Price change$420,000
2023-12-04Listed for sale$465,000
2023-11-28Contingent$465,000
2023-11-06Listed for sale$465,000
2014-10-01Listing removed$410,000
2014-06-25Listed for sale$410,000

For Sale by Agent

AgentChuck Brown, Propertunity Real Estate Pros LLC
BrokeragePropertunity Real Estate Pros LLC

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