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840 NW Turner Ave, Lake City, FL, 32055

2beds
1baths
1,025sqft
$190,000
$185price/sqft
$1,485/moest. monthly cost
$59,400/yrincome needed

About This Home

Beautifully refreshed brick home on 1 full acre just off US Hwy 90. Minutes from medical facilities, gyms, shopping, private schools, and more. Originally a 3-br, 1-bath home, now redesigned into a spacious 2-bedroom, 1-bath layout with larger rooms and improved flow, including handicap accessible modifications. Features a metal roof (2021), new well (2022), luxury vinyl plank flooring throughout, updated kitchen appliances, and new lighting and fans. The kitchen connects easily to the dining and living areas. Fully fenced acre with wood privacy and chain-link fencing. Includes a chicken coop, 2 sheds, and fruit trees. Move-in ready and clean.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

5/10
4/10
Lake City Middle SchoolGrades 7-83.5 mi
3/10
Columbia High SchoolGrades 9-125.5 mi

Construction

Condition

  • Year built: 1974

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Microwave,Washer,Dryer,Electric Range,Cooktop,Glass Cooktop,Range Hood,Instant Hot Water Electric
  • Laundry features: Laundry Room,Shed,Inside,Separate

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Insulated,Ceiling Fan(s),Storage,High Speed Internet,Open Floorplan,Corian Counters
  • Window features: Vinyl,Blinds
  • Flooring: Carpet Vinyl,Tile,Other

Heating & Cooling

  • Heating features: Central Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,025
  • Total interior livable area: 1,025 sqft

Property

Accessibility

  • Accessibility features: Handicap Modifications

Details

  • Parcel number: 283S1602366019 (8895)
  • Zoning: RSF

Features

  • Levels: One
  • Patio & porch: Front Porch,Covered,Patio,Rear Porch
  • Exterior features: Other,Shrubbery,Flowers,Fruit Trees,Flowering Trees,Fountian Water Feature,Lighting,Pavers,Plant Bed
  • Fencing: Chain Link,Wood,Privacy,Field Fence,Fenced,Cross Fenced

Lot

  • Lot size: 1 Acres
  • Features: Orchard(s),Wooded
  • Lot size dimensions: 43,560

Parking

  • Parking features: 3+ Car,On Street,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Heat Wave
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Columbia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$137$1,644
Property Taxes $191$2,292
Electricity $197$2,366
Total$1,485$17,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,914/yr
40% on housing$44,550/yr
45% on housing$39,600/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 32055$170
Columbia County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 32055$135
Columbia County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$220,000
2026-04-20Price change$200,000
2026-03-31Price change$210,000
2026-02-23Price change$219,000
2026-02-09Price change$222,000
2026-01-13Price change$225,000
2025-12-21Price change$229,000
2025-12-16Price change$239,000
2025-12-13Listed for sale$245,000
2022-07-19Sold$125,000

For Sale by Agent

AgentCatherine Wyman
BrokerageMarzucco Real Estate LLC

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