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2530 10th ST N, Naples, FL, 34103

3beds
2baths
1,564sqft
$735,000
$470price/sqft
$4,626/moest. monthly cost
$185,040/yrincome needed

About This Home

Welcome to this 3-bedroom, 2-bath Naples residence offering a flexible and functional floor plan in one of Naples' most convenient locations. From the impressive double-door entry to the expansive screened lanai, this home is designed for comfortable Florida living. The centrally located kitchen includes granite countertops, stainless steel appliances, and workspace for everyday living and entertaining. The private primary suite includes a generous walk-in closet, while the versatile layout provides privacy. This home is ready to add your own touch and design to fit your lifestyle, but it also has thoughtful upgrades and features that include a 2020 air conditioning system, an updated 2018 roof, storm shutters, irrigation system, an insulated garage door, and a durable coated garage floor. The oversized concrete driveway offers abundant parking, and the attached two-car garage provides additional storage and convenience. The expansive lanai creates the perfect setting to relax and enjoy Southwest Florida's year-round sunshine. Then step outside to discover a huge fenced backyard. Imagine the possibilities for outdoor entertaining, pets, or future enhancements. Ideally located within the heart of Naples, this exceptional home offers quick access to the area's world-renowned white-sand beaches, upscale dining, premier shopping, parks, golf, and entertainment. Combining comfort, quality, and an unbeatable location, this property presents an outstanding opportunity to enjoy the Naples lifestyle.

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

10/10
9/10
Gulfview Middle SchoolGrades 6-82.2 mi
6/10
Naples High SchoolGrades PK,9-120.3 mi

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Concrete Block
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator/Freezer,Refrigerator/Icemaker,Self Cleaning Oven,Washer
  • Laundry features: Washer/Dryer Hookup,Inside,Laundry Tub

Bedroom

  • Features: First Floor Bedroom, Master BR Ground, Split Bedrooms

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Breakfast Bar, Breakfast Room, Dining - Family

Features

  • French Doors,Laundry Tub,Pull Down Stairs,Walk-In Closet(s),Family Room,Laundry in Residence,Screened Lanai/Porch
  • Door features: French Doors
  • Window features: Shutters Electric,Shutters - Manual
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,282
  • Total interior livable area: 1,564 sqft

Property

Details

  • Parcel number: 04130280000

Features

  • Stories: 1
  • Patio & porch: Patio,Screened Lanai/Porch
  • Fencing: Fenced
  • Has view: Yes
  • View description: Landscaped Area
  • Waterfront features: None

Lot

  • Lot size: 7,840 sqft
  • Features: Regular

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Collier County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,716$44,592
Home Insurance *$297$3,564
Property Taxes $416$4,992
Electricity $197$2,366
Total$4,626$55,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,605/yr
40% on housing$138,780/yr
45% on housing$123,360/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$470This listing

vs Other Active Listings

Avg $/sqft

ZIP 34103$780
Collier County$526

vs Homes Sold Last Month

Median $/sqft

ZIP 34103$1,118
Collier County$385

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$735,000
2026-07-24Listed for sale$735,000
2005-03-14Sold$355,000

For Sale by Agent

AgentZach Anderson, PA
BrokerageJohn R Wood Properties

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