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2500 10th St N, Naples, FL, 34103

2beds
3baths
1,233sqft
$825,000
$669price/sqft
$5,121/moest. monthly cost
$204,840/yrincome needed

About This Home

Located in a well-established Naples neighborhood, this 2-bedroom, 2.5-bath home offers timeless design, thoughtful details, and exceptional proximity to everything Southwest Florida living has to offer. Built in 1982 and set on a .18-acre lot, the 1,561 sq. ft. home showcases unique custom woodwork throughout, adding warmth and character you won’t find in newer construction. Skylights fill the living area with natural light, creating an inviting and comfortable atmosphere. The functional floor plan includes a screened-in lanai for relaxed indoor-outdoor living, a separate laundry room, and a one-car garage complete with built-in shelving—ideal for storage or a hobby workspace. Featuring Girts architect (also the previous owner), so it’s built to last, and located outside of a required flood insurance zone, this property offers both peace of mind and long-term value. Ideally situated just minutes from Lowdermilk Beach (about 1.5 miles), Naples’ renowned Fifth Avenue dining and shopping district (about 2.5 miles), preferred schools, hospitals (NCH- about 2 miles), and the airport, this home presents a rare opportunity to own in a highly desirable location. Your new home is within City Limits which means city water and sewer and free beach parking. Whether you’re looking for a primary residence, seasonal retreat, or investment property, this home delivers character, convenience, and classic Naples charm. Priced to sell and ready for its next chapter.

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

10/10
8/10
Gulfview Middle SchoolGrades 6-82.2 mi
6/10
Naples High SchoolGrades PK,9-120.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1982

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other,Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Cooktop,Freezer,Microwave,Refrigerator,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Built-in Features,Bedroom on Main Level,Dual Sinks,Living/Dining Room,Shower Only,Separate Shower,Screened Porch
  • Window features: Impact Glass,Shutters
  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,561
  • Total interior livable area: 1,233 sqft

Property

Details

  • Parcel number: 04130320009
  • Lease amount: 0

Features

  • Stories: 1
  • Patio & porch: Lanai,Porch,Screened
  • Exterior features: Fence,Security/High Impact Doors,Storage,Shutters Manual
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond
  • Waterfront features: None

Lot

  • Lot size: 7,840 sqft
  • Features: Irregular Lot
  • Lot size dimensions: 76 x 102 x 73 x 118

Parking

  • Total spaces: 1
  • Parking features: Attached,Driveway,Garage,Paved,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Collier County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$333$3,996
Property Taxes $420$5,040
Electricity $197$2,366
Total$5,121$61,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,577/yr
40% on housing$153,630/yr
45% on housing$136,560/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$669This listing

vs Other Active Listings

Avg $/sqft

ZIP 34103$778
Collier County$526

vs Homes Sold Last Month

Median $/sqft

ZIP 34103$1,118
Collier County$385

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$825,000
2026-02-18Listed for sale$850,000
1995-10-12Sold$105,000

For Sale by Agent

AgentPhoenicia Wright
BrokerageKeller Williams Realty Fort Myers and the Islands

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