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777 Binnacle DR, Naples, FL, 34103

5beds
5baths
4,118sqft
$6,295,000
$1,529price/sqft
$39,212/moest. monthly cost
$1,568,480/yrincome needed

About This Home

New construction in X-500 flood zone, a luxurious transitional oasis! Enter the grand foyer of this exquisite five-bedroom, five-bath residence, and be immediately enamored by its breathtaking vaulted ceilings and the seamless flow between indoor and outdoor spaces. This stunning home in the Moorings showcases distinctive architectural details that elevate its charm and sophistication. Prepare to entertain in style in the gourmet kitchen, equipped with elegant quartz countertops, state-of-the-art appliances, a built-in pantry, wine cooler, and refrigerator drawers. The spacious center island, complete with a breakfast bar, is ideal for gatherings and culinary delights. Throughout the home, you’ll find exquisite porcelain tile and white oak wood flooring, complemented by solid-core 8-foot interior doors. Modern conveniences abound with a generator, a built-in Sonos music system and pre-wiring for security cameras, marrying elegance with cutting-edge functionality. The expansive owner's suite is a retreat, featuring quartz countertops, a relaxing soaking tub, two beautifully designed walk-in closets, and private water closets for added privacy. Enter into the magnificent great room which opens seamlessly to your secure outdoor living area, complete with a stunning swimming pool and spa. Enjoy alfresco dining in the fully equipped summer kitchen, cozy up by the gas fireplace, and relax on the outdoor patios or under the covered lanai, featuring automated insect screens and hurricane-rated shutters. Ideally just a short distance from the beach, restaurants and shopping, this remarkable home also offers the opportunity for membership to sought-after Moorings Private Beach Park. Crafted with precision and elegance by Lutgert Construction, this residence is a blend of luxury and lifestyle. Your forever home awaits.

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

10/10
8/10
Gulfview Middle SchoolGrades 6-83.1 mi
6/10
Naples High SchoolGrades PK,9-121.3 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2024

Materials

  • Foundation: Concrete Block
  • Roof: Tile
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Disposal,Dryer,Grill - Gas,Microwave,Range,Refrigerator/Freezer,Refrigerator/Icemaker,Self Cleaning Oven,Tankless Water Heater,Washer,Wine Cooler
  • Laundry features: Washer/Dryer Hookup,Laundry Tub

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • Closet Cabinets,Foyer,Laundry Tub,Pantry,Smoke Detectors,Vaulted Ceiling(s),Walk-In Closet(s),Open Porch/Lanai
  • Door features: Impact Resistant Doors
  • Window features: Impact Resistant Windows,Shutters Electric
  • Flooring: Tile,Wood
  • Fireplace features: Outside
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,598
  • Total interior livable area: 4,118 sqft

Property

Details

  • Parcel number: 13036200007
  • Other equipment: Generator

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Gas Heat,Salt Water
  • Patio & porch: Patio,Open Porch/Lanai
  • Exterior features: Outdoor Grill,Outdoor Kitchen
  • Has spa: Yes
  • Spa features: In Ground,Heated
  • Fencing: Fenced
  • Has view: Yes
  • View description: Landscaped Area
  • Waterfront features: None

Lot

  • Lot size: 0.31 Acres
  • Features: Regular

Parking

  • Total spaces: 3
  • Parking features: Circular Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Coastal Flooding
Tsunami

FEMA Declared Disasters in Collier County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $31,830$381,960
Home Insurance *$2,548$30,576
Property Taxes $4,420$53,040
Electricity $414$4,973
Total$39,212$470,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,344,411/yr
40% on housing$1,176,360/yr
45% on housing$1,045,653/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,529This listing

vs Other Active Listings

Avg $/sqft

ZIP 34103$745
Collier County$525

vs Homes Sold Last Month

Median $/sqft

ZIP 34103$1,118
Collier County$385

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-30Price change$6,295,000
2025-05-19Price change$6,395,000
2025-03-24Price change$6,595,000
2025-01-27Price change$6,995,000
2024-03-25Listed for sale$7,350,000
2022-12-29Sold$2,300,000
2022-12-02Pending sale$2,950,000
2022-07-21Price change$2,950,000
2022-04-10Price change$3,250,000
2022-02-07Listed for sale$6,350,000
2021-05-04Sold$1,600,000
2021-04-06Pending sale$1,695,000
2021-03-02Listed for sale$1,695,000
2015-07-09Sold$1,000,000
2015-04-21Pending sale$999,999
2015-02-13Listed for sale$999,999
2014-12-03Sold$790,000
2002-05-13Sold$485,000

New Construction

AgentPat Petrow
BrokeragePremier Sotheby's Int'l Realty

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