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4253 Cutlass LN, Naples, FL, 34102

5beds
7baths
6,883sqft
$36,500,000
$5,303price/sqft
$236,966/moest. monthly cost
$9,478,640/yrincome needed

About This Home

An exceptionally rare lot and one-half with one of the most spectacular panoramic views in all of Port Royal. this exceptional waterfront estate offers 147 feet along one of the area’s deepest yacht basins, on no-wake waterfront with bay views —ideal for serious boating enthusiasts. The residence features 5 spacious bedrooms, each with its own ensuite bath, along with two additional half baths for guests. Designed for both comfort and entertaining, the home includes a private study, a dedicated media room, and expansive living spaces filled with natural light. Car collectors will appreciate the four-bay garage, thoughtfully designed with lift capabilities to maximize capacity. Owners are eligible for membership to the exclusive Port Royal Club and Cutlass Cove Beach Club, offering access to one of Naples’ most private beachfront experiences. This is a unique opportunity to own a premier property combining scale, location, and deep-water access in one of Naples’ most sought-after communities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
8/10
Gulfview Middle SchoolGrades 6-83.2 mi
6/10
Naples High SchoolGrades PK,9-125.1 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Concrete Block
  • Roof: Tile
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Disposal,Dryer,Freezer,Microwave,Other
  • Laundry features: Inside,Laundry Tub

Bedroom

  • Features: Master BR Upstairs

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 7
  • Full bathrooms: 5
  • 1/2 bathrooms: 2

Dining Room

  • Features: Dining - Family, Eat-in Kitchen, Formal

Features

  • Bar,Built-In Cabinets,Foyer,French Doors,Laundry Tub,Other,Pantry,Smoke Detectors,Vaulted Ceiling(s),Volume Ceiling,Walk-In Closet(s),Wet Bar,Balcony,Den - Study,Family Room,Great Room,Guest Bath,Guest Room,Home Office,Laundry in Residence,Screened Balcony
  • Door features: French Doors
  • Window features: Skylight(s),Thermal,Storm Protection (Other)
  • Flooring: Tile,Wood

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 10,847
  • Total interior livable area: 6,883 sqft

Property

Details

  • Parcel number: 16860880001

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Deck,Patio
  • Exterior features: Dock,Balcony,Outdoor Shower,Boat Lift,Elec Avail at dock,Hoist/Davit,Water Avail at Dock
  • Has spa: Yes
  • Spa features: In Ground
  • Has view: Yes
  • View description: Basin,Canal
  • Has water view: Yes
  • Water view: Basin,Canal
  • On waterfront: Yes
  • Waterfront features: Basin,Canal Front

Lot

  • Lot size: 0.73 Acres
  • Features: Oversize

Parking

  • Total spaces: 4
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Collier County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $184,563$2,214,756
Home Insurance *$23,146$277,752
Property Taxes $28,565$342,780
Electricity $692$8,312
Total$236,966$2,843,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$8,124,548/yr
40% on housing$7,108,980/yr
45% on housing$6,319,093/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$5,303This listing

vs Other Active Listings

Avg $/sqft

ZIP 34102$1,831
Collier County$521

vs Homes Sold Last Month

Median $/sqft

ZIP 34102$1,238
Collier County$385

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$36,500,000
1995-04-14Sold$1,650,000

For Sale by Agent

AgentBill Earls, PA
BrokerageJohn R Wood Properties

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