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2345 Tarpon RD, Naples, FL, 34102

4beds
7baths
5,488sqft
$11,750,000
$2,141price/sqft
$78,538/moest. monthly cost
$3,141,520/yrincome needed

About This Home

Open the glass pivot front door and step inside this timeless architectural masterpiece in Royal Harbor, masterfully designed by award-winning local architect Stofft Cooney. A dramatic double-height feature window, backlit Cristallo Quartzite entry, and floating open staircase with glass railings make an immediate statement, setting the tone for a home that blends clean contemporary design with warm, livable luxury. As you move into the main living space, the home opens beautifully to the water, with expansive walls of glass framing the bay and drawing your eye straight to the outdoor living areas beyond. Large-format porcelain tile and light oak flooring run throughout, while a built-in vapor fireplace with a marble surround and wood feature wall anchors the living room with both texture and sophistication. The kitchen is as striking as it is functional, finished with Taj Mal countertops, top-of-the-line Wolf appliances, and a separate service kitchen designed for effortless entertaining. Every space has been thoughtfully curated for both everyday comfort and large-scale hosting. The residence offers 4 bedrooms plus a study or optional 5th bedroom, 6 full baths, and 1 half bath, along with 2 primary suites and a 4-car air-conditioned garage. The first-floor primary suite is a true retreat, positioned to capture stunning bay views and paired with a spa-like bath that feels private and serene. Whether taking the elevator or the statement staircase upstairs, the home continues to unfold with beautifully appointed guest accommodations and private spaces, all tied together by a seamless smart-home experience. Lutron lighting and shade control, Control 4 smart automation, automated roll-down privacy shades, a 1,000-gallon propane tank, and whole-house generator all contribute to the home’s exceptional ease and functionality. Outside, the lifestyle is every bit as impressive. The covered outdoor living area is designed as an extension of the home, complete with a full summer kitchen, automated roll-down screens and shutters, Marbella limestone accents, and multiple spaces to lounge or entertain. The resort-style pool and large infinity-edge sun shelf overlook the bay, while 100 feet of new seawall and unrestricted boating access make this an ideal waterfront setting. Set on an oversized 0.40-acre lot with 5,500 square feet under air and more than 7,700 square feet of covered living space, this exceptional residence offers the rare combination of architectural pedigree, modern luxury, and an unbeatable Royal Harbor location just a short walk or bike ride from downtown Naples and its white sand beaches.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

10/10
8/10
Gulfview Middle SchoolGrades 6-81.8 mi
6/10
Naples High SchoolGrades PK,9-123.7 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Concrete Block
  • Roof: Tile
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Double Oven,Dryer,Grill - Other,Microwave,Range,Refrigerator,Self Cleaning Oven,Oven,Washer,Wine Cooler
  • Laundry features: Washer/Dryer Hookup,Inside

Bedroom

  • Features: Master BR Sitting Area, Master BR Upstairs, Split Bedrooms, Two Master Suites

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 7
  • Full bathrooms: 6
  • 1/2 bathrooms: 1

Dining Room

  • Features: Dining - Living

Features

  • Bar,Built-In Cabinets,Pantry,Smoke Detectors,Vaulted Ceiling(s),Laundry in Residence
  • Door features: Impact Resistant Doors
  • Window features: Thermal,Impact Resistant Windows,Shutters Electric,Shutters - Screens/Fabric
  • Flooring: Carpet,Tile,Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 7,749
  • Total interior livable area: 5,488 sqft

Kitchen

  • Features: Island, Pantry

Property

Details

  • Parcel number: 18410480008

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: Above Ground,Concrete,Equipment Stays
  • Exterior features: Outdoor Grill,Outdoor Kitchen
  • Has spa: Yes
  • Spa features: Above Ground,Concrete
  • Has view: Yes
  • View description: Canal,Mangroves,Water
  • Has water view: Yes
  • Water view: Canal,Water
  • On waterfront: Yes
  • Waterfront features: Canal Front,Intersecting Canal,Mangrove,Navigable Water

Lot

  • Lot size: 0.40 Acres
  • Features: Oversize

Parking

  • Total spaces: 4
  • Parking features: Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters in Collier County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $59,414$712,968
Home Insurance *$7,451$89,412
Property Taxes $11,121$133,452
Electricity $552$6,627
Total$78,538$942,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$2,692,731/yr
40% on housing$2,356,140/yr
45% on housing$2,094,346/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$2,141This listing

vs Other Active Listings

Avg $/sqft

ZIP 34102$1,869
Collier County$524

vs Homes Sold Last Month

Median $/sqft

ZIP 34102$1,238
Collier County$385

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-18Listed for sale$11,750,000
2025-01-03Listing removed$15,400,000
2024-01-16Listed for sale$15,400,000
2020-07-17Listing removed$11,000
2019-10-21Price change$11,000
2019-08-21Listed for rent$18,500
2019-07-24Sold$1,900,000
2019-05-06Pending sale$2,125,000
2019-04-10Price change$2,125,000
2019-01-23Price change$2,150,000
2018-11-06Price change$2,250,000
2018-08-02Price change$2,350,000
2018-05-23Listed for sale$2,495,000
2016-09-18Sold$1,780,000
2016-08-15Listed for sale$1,895,000
2015-02-23Sold$1,635,000
2014-11-21Listed for sale$1,795,000
2003-02-21Sold$33,000
1998-08-26Sold$450,000

For Sale by Agent

AgentAshley Silvers
BrokerageWilliam Raveis Real Estate

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