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1293 Rainbow CT, Naples, FL, 34110

2beds
1baths
880sqft
$1,379,000
$1,567price/sqft
$9,909/moest. monthly cost
$396,360/yrincome needed

About This Home

The Blue Cottage is a coastal mid-century showpiece set along Gulf Harbor’s widest canal, where nearly continuous seawall construction helps preserve depth and water clarity while offering direct, minutes-to-the-Gulf access via the Cocohatchee River. From the moment you enter through a private coco plum arbor, the home unfolds into a meticulously designed waterfront compound complete with a 10-ton sandy beach, extensive paver hardscape, and a dramatic 12’ x 18’ copper trimmed covered wood arbor with ceiling fans, lighting, retractable wall elements, and slatted shutters that can open seamlessly to the outdoors. A full dock with water and electric service, 10,000-pound boat lift, fish cleaning station, storage boxes, and walkway access around the vessel make this an ideal property for serious boaters. A hand-painted fish mural by renowned Florida artist Jared Stinchcomb — known for his work at the Marco Island Historical Museum — creates a one-of-a-kind artistic focal point. Located beside the historic stone coral bait house from Gulf Harbor’s early days as a natural fishing estuary, the setting is rich in authentic Old Florida charm. The interior continues the refined coastal narrative with hand-glazed concrete walls and a remarkable 10-layer continuous poured epoxy floor in sapphire tones, evoking the layered hues of the ocean. The flexible layout includes two bedrooms plus a sun room that could function as a third sleeping area, a spacious primary suite with separate sitting area and dual closets, and a marble tile bath with hand-laid detailing. The kitchen features a restaurant-style stainless steel sink and console, custom concrete dining table, and solid wood cypress cabinetry, all conveying durability and design. Art glass doors and custom carved elements further elevate the aesthetic. Offered fully turnkey with furnishings included, this residence is primed for immediate enjoyment or income production in one of Naples’ few waterfront communities without restrictive rental limitations.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

6/10
10/10
--
Hospital/HomeboundGrades K-125.6 mi

Construction

Condition

  • Year built: 1971

Materials

  • Foundation: Concrete Block
  • Roof: Metal
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Florida
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Microwave,Refrigerator
  • Laundry features: Washer/Dryer Hookup

Bedroom

  • Features: First Floor Bedroom, Master BR Ground

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Dining - Family

Features

  • Smoke Detectors,Window Coverings,Great Room,Open Porch/Lanai
  • Window features: Window Coverings
  • Flooring: Concrete

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air,Exhaust Fan,Heat Pump

Interior Area

  • Total structure area: 983
  • Total interior livable area: 880 sqft

Property

Details

  • Parcel number: 48071760001

Features

  • Stories: 1
  • Patio & porch: Patio,Open Porch/Lanai
  • Exterior features: Dock,Boat Lift,Water Avail at Dock
  • Has view: Yes
  • View description: Canal
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Waterfront features: Canal Front

Lot

  • Lot size: 6,534 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in Collier County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,972$83,664
Home Insurance *$1,395$16,740
Property Taxes $1,345$16,140
Electricity $197$2,366
Total$9,909$118,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$339,737/yr
40% on housing$297,270/yr
45% on housing$264,240/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,567This listing

vs Other Active Listings

Avg $/sqft

ZIP 34110$456
Collier County$525

vs Homes Sold Last Month

Median $/sqft

ZIP 34110$396
Collier County$385

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-11Listed for sale$1,379,000
2021-03-24Listing removed--
2008-07-15Sold$410,000
2007-10-06Listing removed$650,000
2007-04-10Listed for sale$650,000
2002-11-14Sold$150,000
1997-05-01Sold$128,571
1996-07-12Sold$116,000

For Sale by Agent

AgentThomas Hanlon
BrokerageWilliam Raveis Real Estate

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