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1261 Osprey Ct, Marco Island, FL, 34145

5beds
6baths
5,082sqft
$8,500,000
$1,673price/sqft
$58,937/moest. monthly cost
$2,357,480/yrincome needed

About This Home

Experience the pinnacle of waterfront luxury in this newly constructed estate by Aqua Custom Homes, offering 5,037 square feet under air and over 7,000 square feet of total living space. From the moment you step through the front door, you are greeted by breathtaking, unobstructed wide water views that set the tone for the entire residence. The main level is defined by soaring 13-foot ceilings, accented with exquisite decorative beam details, and expansive living spaces designed for both grand entertaining and relaxed coastal living. At the heart of the home, the chef's kitchen is impeccably appointed with a full Sub-Zero and Wolf appliance suite, complemented by a thoughtfully designed walk-in pantry and scullery with custom cabinetry. The first-floor primary suite is a private retreat, featuring serene water views, a spa-inspired bath, and a generously sized walk-in closet. A richly detailed study--complete with paneled walls, a beamed ceiling, and waterfront vistas--offers an elegant workspace or library. Wide plank wood flooring flows seamlessly throughout the home, enhancing its refined, cohesive design. Upstairs, four spacious ensuite bedrooms each feature their own walk-in closet, providing comfort and privacy for family and guests alike. The second level also includes a loft, morning bar, laundry room, and access to an oversized balcony--perfect for enjoying sweeping views and coastal breezes. Outdoor living is equally impressive, showcasing a stunning resort-style pool and spa set against the backdrop of expansive water views. The large covered lanai is outfitted with motorized screens and shutters for year-round enjoyment, while the fully equipped outdoor kitchen--complete with grill, sink, undercounter refrigerator, and ice maker--creates the ideal setting for effortless entertaining. With over 161 feet of pristine water frontage, the property offers ample space for a future dock and lifts. Boating enthusiasts will appreciate the fast, direct Gulf access with no bridges, making this an exceptional opportunity to enjoy the very best of waterfront living.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

7/10
Manatee Middle SchoolGrades 6-89.0 mi
5/10
Lely High SchoolGrades 9-1211.6 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Tile
  • Construction materials: Block,Stone,Stucco,Frame

Other

  • Builder model: CUSTOM

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Freezer,Ice Maker,Microwave,Range,Refrigerator,Washer,Wine Cooler
  • Laundry features: Sink,Inside

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Features

  • Built-in Features,Custom Cabinets,Custom Closets,Entrance Foyer,Pantry,Volume Ceiling(s),Walk-In Closet(s),Wet Bar,Breakfast Bar,Double Vanity
  • Door features: Impact Doors
  • Window features: Shutters,Impact Windows,Sliding
  • Flooring: Stone,Tile,Wood

Heating & Cooling

  • Heating features: Electric,2 or More Systems,Central
  • Cooling features: Multi Units,Central Air,Zoned

Interior Area

  • Total structure area: 7,037
  • Total interior livable area: 5,082 sqft

Living Room

  • Level: Main
  • Area: 0
  • Dimensions: 0 x 0

Master Bedroom

  • Level: Main
  • Area: 210
  • Dimensions: 15 x 14

Property

Details

  • Parcel number: 57853240002
  • Other equipment: Fuel Tank(s)

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Electric Heat,In Ground
  • Exterior features: Balcony,Fenced,Outdoor Kitchen
  • Has spa: Yes
  • Has view: Yes
  • View description: Bay,Water
  • Has water view: Yes
  • Water view: Bay,Water
  • On waterfront: Yes
  • Waterfront features: Bay Front,Seawall,Access Gulf

Lot

  • Features: Cul-De-Sac,Tip Lot
  • Lot size dimensions: 50 x 90 x 161 x 113

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters in Collier County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $42,980$515,760
Home Insurance *$8,194$98,328
Property Taxes $7,252$87,024
Electricity $511$6,137
Total$58,937$707,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$2,020,697/yr
40% on housing$1,768,110/yr
45% on housing$1,571,653/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,673This listing

vs Other Active Listings

Avg $/sqft

ZIP 34145$564
Collier County$524

vs Homes Sold Last Month

Median $/sqft

ZIP 34145$704
Collier County$385

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$8,500,000
2025-04-01Sold$2,350,000
2025-03-04Pending sale$2,799,000
2025-02-25Listed for sale$2,799,000
2025-02-18Pending sale$2,799,000
2025-02-04Price change$2,799,000
2025-01-15Price change$3,149,000
2024-12-12Listed for sale$3,500,000

New Construction

AgentLisa Bushnell
BrokerageRE/MAX Alliance Group

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