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278 Cape Sable DR, Naples, FL, 34104

4beds
2baths
792sqft
$64,999
$82price/sqft
$653/moest. monthly cost
$26,120/yrincome needed

About This Home

Located in a desirable 55+ community in Naples. Community offers a peaceful setting with well-maintained surroundings and amenities for active adult living. Conveniently located near shopping, dining, golf, and Gulf beaches. Great opportunity for seasonal, retirement, or low-maintenance living.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
66
BikeBikeable

Schools

8/10
8/10
6/10
Naples High SchoolGrades PK,9-123.9 mi

Construction

Condition

  • Year built: 1972

Materials

  • Roof: Shingle

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Dining - Family

Features

  • Other,Other Additional Rooms

Heating & Cooling

  • Heating features: Central
  • Cooling features: None

Interior Area

  • Total structure area: 792
  • Total interior livable area: 792 sqft

Property

Details

  • Parcel number: 62361760001

Features

  • Stories: 1
  • Has view: Yes
  • View description: Landscaped Area
  • Waterfront features: None

Lot

  • Lot size: 4,791 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Heat Wave
Tsunami

FEMA Declared Disasters in Collier County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $328$3,936
Home Insurance *$46$552
Property Taxes $82$984
Electricity $197$2,366
Total$653$7,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$22,388/yr
40% on housing$19,590/yr
45% on housing$17,413/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$82This listing

vs Other Active Listings

Avg $/sqft

ZIP 34104$223
Collier County$526

vs Homes Sold Last Month

Median $/sqft

ZIP 34104$330
Collier County$385

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-20Price change$64,999
2026-07-07Price change$69,999
2026-06-30Price change$72,999
2026-06-12Price change$79,999
2026-06-09Price change$83,999
2026-06-03Price change$89,999
2026-05-29Listed for sale$92,999
2005-09-22Sold$66,000
2003-05-02Sold$44,000
2002-03-06Sold$30,000
1997-04-21Sold$27,000

For Sale by Agent

AgentScott Fader
BrokerageJoseph Walter Realty LLC

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