See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

870 109th Ave N, Naples, FL, 34108

2beds
1baths
913sqft
$950,000
$1,041price/sqft
$6,454/moest. monthly cost
$258,160/yrincome needed

About This Home

INVESTOR ALERT! Rare opportunity to own a 0.30-acre double lot in the heart of Naples Park, offering exceptional flexibility and future redevelopment potential for residential, multifamily, mixed-use, and potential commercial development opportunities, subject to buyer verification of zoning, permitted uses, and required approvals with Collier County. Ideally located just moments from Vanderbilt Beach and directly across from Mercato, one of North Naples' premier destinations for upscale dining, shopping, entertainment, and nightlife. This highly desirable location offers outstanding visibility, convenience, and long-term investment potential. The existing 913 sq. ft. home features 2 bedrooms, 1 bathroom, and a 1-car garage. Recent updates include modern finishes, newer flooring throughout, stainless steel appliances, and a 2018 roof, making it suitable for immediate occupancy, rental income, or redevelopment while planning your future vision. Whether you're an investor, developer, business owner, or end user, this is a rare opportunity to own a double lot with exceptional redevelopment potential in one of Naples' most sought-after and rapidly growing locations.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
79
BikeVery Bikeable

Schools

7/10
9/10
Pine Ridge Middle SchoolGrades 6-83.9 mi
6/10
Aubrey Rogers High SchoolGrades 9-122.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1960

Materials

  • Roof: Tile
  • Construction materials: Block,Other,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other,Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Freezer,Disposal,Microwave,Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Built-in Features,Living/Dining Room,Other,Shower Only,Separate Shower,Cable TV,Split Bedrooms,Other
  • Window features: Single Hung,Shutters
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,021
  • Total interior livable area: 913 sqft

Property

Details

  • Parcel number: 62411880006
  • Lease amount: 0

Features

  • Stories: 1
  • Exterior features: Fence,Room For Pool
  • Has view: Yes
  • View description: Landscaped
  • Waterfront features: None

Lot

  • Lot size: 0.30 Acres
  • Features: Oversized Lot
  • Lot size dimensions: 100 x 100 x 100 x 150

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Attached Carport,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Collier County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$696$8,352
Property Taxes $758$9,096
Electricity $197$2,366
Total$6,454$77,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$221,280/yr
40% on housing$193,620/yr
45% on housing$172,106/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,041This listing

vs Other Active Listings

Avg $/sqft

ZIP 34108$904
Collier County$526

vs Homes Sold Last Month

Median $/sqft

ZIP 34108$695
Collier County$385

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$950,000
2025-07-04Listing removed$2,500
2025-06-06Listed for rent$2,500
2025-06-05Listing removed$995,000
2025-03-18Price change$995,000
2025-01-27Listed for sale$1,090,000
2024-08-23Listing removed$1,200,000
2024-07-15Listed for sale$1,100,000
2024-07-09Listing removed--
2024-02-05Price change$2,950
2024-01-14Price change$3,100
2023-12-20Listed for rent$3,300
2022-12-25Listing removed--
2022-10-07Price change$875,000
2022-08-02Price change$899,000
2022-06-24Listed for sale$950,000
2022-04-05Sold$725,000
2022-03-10Listing removed--
2022-02-17Listed for rent$2,400
2022-01-14Price change$759,000
2021-12-20Listed for sale$690,000
2021-11-18Pending sale$690,000
2021-11-08Listed for sale$690,000
2001-06-11Sold$127,000
1998-02-12Sold$60,000

For Sale by Agent

AgentJoseph Bograd
BrokerageJoseph Bograd Real Estate

Similar Homes