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699 98th AVE N, Naples, FL, 34108

3beds
3baths
2,317sqft
$1,549,000
$669price/sqft
$10,417/moest. monthly cost
$416,680/yrincome needed

About This Home

This 3-bedroom, 2.5-bath home in a prime Naples location offers a perfect blend of luxury and comfort. Featuring stunning curb appeal with lush landscaping, a paver driveway, and a tile roof, this home immediately impresses. Step through the double-glass doors into a grand, light-filled foyer with a 22-foot ceiling and a beautiful wooden staircase. The open floor plan showcases elegant wood plank floors, tray ceilings, and custom finishes throughout. A chef?s dream kitchen is equipped with GE stainless steel appliances, granite countertops, and rich cabinetry. The layout includes both a casual breakfast nook and a formal dining area with a built-in wet bar. The open living area transitions effortlessly to your private backyard retreat. The screened-in lanai features a covered lounge with a TV, a full outdoor kitchen with a built-in gas grill, and a heated pool with a soothing water feature. Upstairs, the expansive owner?s suite is a true sanctuary, complete with two walk-in closets and a spa-like en-suite bathroom. For guests or family, two private bedrooms are conveniently located on the main floor. Additional features include impact doors and windows, a central vacuum, a security system, and a location in the low-risk FEMA flood zone X.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
59
BikeBikeable

Schools

7/10
9/10
Pine Ridge Middle SchoolGrades 6-83.5 mi
6/10
Aubrey Rogers High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Concrete Block
  • Roof: Tile
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Double Oven,Dryer,Freezer,Microwave,Range,Refrigerator/Freezer,Refrigerator/Icemaker,Self Cleaning Oven,Oven,Washer
  • Laundry features: Inside,Laundry Tub

Bedroom

  • Features: Master BR Upstairs, Split Bedrooms

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Breakfast Room, Dining - Living, Eat-in Kitchen, Formal

Features

  • Bar,Built-In Cabinets,Foyer,French Doors,Laundry Tub,Pantry,Smoke Detectors,Tray Ceiling(s),Walk-In Closet(s),Window Coverings,Den - Study,Family Room,Guest Bath,Guest Room,Laundry in Residence,Screened Lanai/Porch
  • Door features: French Doors,Impact Resistant Doors
  • Window features: Window Coverings,Impact Resistant Windows
  • Flooring: Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,517
  • Total interior livable area: 2,317 sqft

Property

Details

  • Parcel number: 62636600003

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground,Fiberglass
  • Patio & porch: Screened Lanai/Porch
  • Exterior features: Outdoor Grill,Outdoor Kitchen,Outdoor Shower
  • Fencing: Fenced
  • Has view: Yes
  • Waterfront features: None

Lot

  • Lot size: 8,276 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Collier County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,832$93,984
Home Insurance *$1,136$13,632
Property Taxes $1,216$14,592
Electricity $233$2,798
Total$10,417$125,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$357,154/yr
40% on housing$312,510/yr
45% on housing$277,786/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$669This listing

vs Other Active Listings

Avg $/sqft

ZIP 34108$902
Collier County$525

vs Homes Sold Last Month

Median $/sqft

ZIP 34108$695
Collier County$385

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-22Price change$1,549,000
2025-10-21Listed for sale$1,599,000
2025-05-13Listing removed$1,635,000
2025-01-10Price change$1,635,000
2024-10-25Listed for sale$1,674,000
2022-03-05Sold$1,421,000
2022-01-26Pending sale$1,450,000
2022-01-21Listed for sale$1,450,000
2021-12-09Listing removed--
2021-10-25Listed for sale$1,398,500
2021-01-12Listing removed--
2019-06-06Listed for rent$12,000
2019-05-24Listing removed$879,999
2019-03-22Listed for sale$879,999
2019-01-03Listing removed$949,999
2018-11-19Listed for sale$949,999
2016-07-07Sold$195,000
2016-04-07Listed for sale$199,900
2006-02-22Sold$370,000

For Sale by Agent

AgentRich Bowden
BrokerageENGEL & VOELKERS NAPLES

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