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195 San Mateo DR, Bonita Springs, FL, 34134

4beds
4baths
4,333sqft
$4,350,000
$1,004price/sqft
$30,222/moest. monthly cost
$1,208,880/yrincome needed

About This Home

Nestled on a peninsula in North Naples’ premier community “Barefoot Beach,” this beautiful residence sits on one of the most desirable lots with an unrivaled 352 feet of wraparound water frontage for breathtaking Bay views on three sides of the home, direct Gulf-access & Southeastern exposure. This is the ultimate beach & boaters’ delight with deeded beach-access a short walk-away & direct Gulf-access only 10 minutes from your dual boat docks/lifts. This home features hurricane impact windows & doors, new HVACs, new hot water heater, and newly renovated bathrooms. This expansive floor plan spans approximately 4,333 sq ft under air and includes 4 bedrooms + den, 3.5 bathrooms, versatile lower-level flex space, private elevator, tile flooring, and soaring high ceilings. Step outside to your spacious open-air lanai, where breathtaking bay views create a spectacular backdrop for outdoor living. The resort-style pool and spa are surrounded by lush tropical landscaping and enclosed by a fence, offering both privacy and the perfect setting for entertaining or relaxing waterfront. The primary suite serves as its own private sanctuary, featuring stunning water views, private access to an open-air balcony, a large walk-in closet, and a spa-like bath complete with dual vanities, a large glass-enclosed shower, and a standalone soaking tub. Ideally located near fine dining, Mercato, Waterside Shops, RSW International Airport, and the renowned Fifth Avenue South in Naples, this exceptional waterfront estate offers a rare opportunity to own a premier property within the exclusive Southport on the Bay at Barefoot Beach.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
10/10
6/10
Gulf Coast High SchoolGrades 9-128.7 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Concrete Block,Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Block,Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Disposal,Dryer,Microwave,Refrigerator/Freezer,Oven,Washer
  • Laundry features: Inside,Laundry Tub

Bedroom

  • Features: Master BR Sitting Area, Split Bedrooms

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Breakfast Room, Formal

Features

  • Built-In Cabinets,Closet Cabinets,Coffered Ceiling(s),Custom Mirrors,Fire Sprinkler,Foyer,French Doors,Laundry Tub,Multi Phone Lines,Pantry,Pull Down Stairs,Smoke Detectors,Tray Ceiling(s),Vaulted Ceiling(s),Volume Ceiling,Walk-In Closet(s),Window Coverings,Balcony,Den - Study,Great Room,Guest Bath,Guest Room,Laundry in Residence,Open Porch/Lanai
  • Door features: French Doors,Impact Resistant Doors
  • Window features: Window Coverings,Impact Resistant Windows
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Zoned
  • Cooling features: Ceiling Fan(s),Central Air,Exhaust Fan,Zoned

Interior Area

  • Total structure area: 8,283
  • Total interior livable area: 4,333 sqft

Kitchen

  • Features: Island, Walk-In Pantry

Property

Details

  • Parcel number: 74435003404

Features

  • Levels: Multi/Split
  • Stories: 3
  • Private pool: Yes
  • Pool features: Pool/Spa Combo,In Ground,Concrete,Equipment Stays
  • Patio & porch: Deck,Open Porch/Lanai
  • Exterior features: Dock,Balcony,Outdoor Shower,Boat Lift,Captain's Walk,Elec Avail at dock,Jet Ski Lift,Water Avail at Dock
  • Has spa: Yes
  • Spa features: In Ground,Concrete,Equipment Stays,Pool Integrated
  • Fencing: Fenced
  • Has view: Yes
  • View description: Bay
  • Has water view: Yes
  • Water view: Bay
  • On waterfront: Yes
  • Waterfront features: Bay
  • Frontage type: Bay/Harbor

Lot

  • Lot size: 0.36 Acres
  • Features: Corner Lot,Dead End,Oversize

Parking

  • Total spaces: 3
  • Parking features: Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Collier County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $21,995$263,940
Home Insurance *$4,156$49,872
Property Taxes $3,635$43,620
Electricity $436$5,232
Total$30,222$362,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,036,182/yr
40% on housing$906,660/yr
45% on housing$805,920/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,004This listing

vs Other Active Listings

Avg $/sqft

ZIP 34134$831
Collier County$525

vs Homes Sold Last Month

Median $/sqft

ZIP 34134$435
Collier County$385

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-18Listed for sale$4,495,000
2026-02-13Listing removed$18,000
2025-11-24Price change$18,000
2025-11-22Price change$22,000
2025-10-10Listed for rent$24,000
2025-09-01Listing removed$4,875,000
2025-04-08Listed for sale$4,875,000
2025-03-19Pending sale$4,875,000
2025-03-04Price change$4,875,000
2024-06-05Listed for sale$5,995,000
2014-09-22Sold$2,200,000
2005-06-10Sold$2,750,000
1997-11-03Sold$340,000

For Sale by Agent

AgentDoug Grant, John R Wood Properties, Hannah Cantwell, John R Wood Properties
BrokerageJohn R Wood Properties

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