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680 Wiggins Lake DR #202, Naples, FL, 34110

3beds
2baths
1,487sqft
$420,500
$283price/sqft
$3,096/moest. monthly cost
$123,840/yrincome needed

About This Home

Beach style living at its finest. Enjoy peaceful lakefront living in this bright and spacious second-floor 3-bedroom 2 bathroom coach home. Perfectly positioned west of U.S. 41, this residence is just minutes from some of the area's most celebrated beaches, including Delnor-Wiggins Pass, Vanderbilt Beach, and Barefoot Beach. You're also just a short drive from North Naples' premier dining, shopping, and entertainment destinations, including Mercato, Waterside Shops, and Venetian Village. This beautifully maintained residence features vaulted ceilings, plentiful storage, and an oversized attached 1 car garage, along with numerous thoughtful updates, including stylish Coretec flooring for easy maintenance, fresh interior paint, an updated kitchen, a tastefully renovated primary bathroom shower, and refreshed bathroom vanities. Main bedroom offers tranquil lake views and a large walk-in closet. Enjoy peaceful evenings on your screened in lanai overlooking the lake. Offering the perfect blend of comfort, style, and convenience, it's equally well-suited as a full-time residence, seasonal retreat, or investment opportunity, with a generous rental policy allowing up to three leases per year. Wiggins Lakes & Preserve offers a welcoming community setting with two community pools, a clubhouse, and a tennis court with pickleball, providing opportunities to relax and stay active. For those seeking an enhanced coastal experience, optional membership to Tarpon Cove Beach & Racquet Club provides exclusive access to a private pontoon beach shuttle, a resort-style pool, tiki bar, waterfront dining, fitness center, Har-Tru tennis courts, and vibrant bocce leagues. Complete the Southwest Florida lifestyle with beachfront dining at The Ritz-Carlton, LaPlaya Beach & Golf Resort, and The Turtle Club, or spend the day at Mercato, where you'll find upscale shopping, exceptional dining, and vibrant entertainment.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

7/10
10/10
6/10
Aubrey Rogers High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Concrete Block
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator/Icemaker,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining - Living, Eat-in Kitchen

Features

  • Built-In Cabinets,Pantry,Smoke Detectors,Walk-In Closet(s),Window Coverings,Laundry in Residence,Screened Lanai/Porch
  • Window features: Window Coverings
  • Flooring: Tile,Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,834
  • Total interior livable area: 1,487 sqft

Property

Details

  • Parcel number: 81950001369

Features

  • Stories: 1
  • Pool features: Community
  • Patio & porch: Patio,Screened Lanai/Porch
  • Exterior features: Tennis Court(s)
  • Has view: Yes
  • View description: Lake,Pond,Water Feature
  • Has water view: Yes
  • Water view: Lake,Pond,Water Feature
  • On waterfront: Yes
  • Waterfront features: Lake
  • Frontage type: Lakefront

Lot

  • Features: Zero Lot Line

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in Collier County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,126$25,512
Home Insurance *$425$5,100
Property Taxes $348$4,176
Electricity $197$2,366
Total$3,096$37,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,148/yr
40% on housing$92,880/yr
45% on housing$82,560/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$283This listing

vs Other Active Listings

Avg $/sqft

ZIP 34110$464
Collier County$526

vs Homes Sold Last Month

Median $/sqft

ZIP 34110$396
Collier County$385

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$420,500
2018-10-16Sold$108,194
2015-04-17Sold$255,000
2015-04-02Pending sale$275,000
2014-05-15Listed for sale$275,000
2011-10-09Listing removed$1,200
2011-09-01Listed for sale$1,200
2005-09-30Sold$420,000
2001-06-08Sold$156,500

For Sale by Agent

AgentTamara Mota
BrokerageCompass Florida LLC

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