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14804 Ardgillan Rd, Rosemount, MN, 55068

3beds
3baths
2,086sqft
$479,000
$230price/sqft
$3,829/moest. monthly cost
$153,160/yrincome needed

About This Home

Better than new construction, this home has $40,000 of builder upgrades and $20,000 of post-closing upgrades. These after-closing upgrades were originally paid in cash and are now able to be incorporated into your mortgage. Thoughtfully chosen upgrades include an expansive 28’ x 10’ patio spanning the full width of the home, a privacy fence, gutters, electric car charger, custom window blinds, and fresh, designer-inspired interior paint—creating a turnkey experience with elevated outdoor living. Offering 2,086 square feet of refined living space, this 3-bedroom, 2 full and 1 half bath home showcases luxury vinyl plank flooring throughout and an array of premium builder upgrades, blending style with everyday functionality. Bathed in natural light, the interior feels both sophisticated and inviting. The homesite is truly exceptional—featuring the largest yard among the carriage homes, with no neighbors behind or on the side and no future development —delivering a rare sense of privacy and openness. A seamless combination of thoughtful design, high-end finishes, and an unparalleled setting, this move-in ready home presents a rare opportunity for elevated living.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

6/10
8/10
Rosemount Middle SchoolGrades 6-82.0 mi
9/10

Construction

Condition

  • Year built: 2025

Materials

  • Roof: Asphalt
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Garbage disposal,Microwave,Range / Oven,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Laminate
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,086 sqft

Property

Details

  • Parcel number: 341125405010

Features

  • Exterior features: Vinyl,Brick

Lot

  • Lot size: 4,356 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Tornado
Winter Weather

FEMA Declared Disasters in Dakota County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,422$29,064
Home Insurance *$254$3,048
Property Taxes $978$11,736
Electricity $175$2,111
Total$3,829$45,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,280/yr
40% on housing$114,870/yr
45% on housing$102,106/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 55068$178
Dakota County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 55068$198
Dakota County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-19Listed for sale$479,000

For Sale by Owner

AgentProperty Owner

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