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268 Oak Harbor Cp #268, Haines City, FL, 33844

1beds
1baths
481sqft
$39,999
$83price/sqft
$450/moest. monthly cost
$18,000/yrincome needed

About This Home

The brand new, well appointed Lake View Cottage floorplan features just under 400 sq ft of easy to maintain space, perfect for both short- and long-term getaways. Come enjoy an ideal lifestyle in your brand new home, only at Oak Harbor, a 55+ RV Resort that evokes genuine Florida living with countless mature trees and fabulous lake breezes. Our residents have direct access to Lake Lowery, which features nearly 900 acres of fresh fishing and boating waters!*Photos are a representation of the actual home; features and colors may vary.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

3/10
3/10
Auburndale Senior High SchoolGrades PK,9-127.0 mi

Construction

Condition

  • Year built: 2023

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 481

Interior Area

  • Total structure area: 481
  • Total interior livable area: 481 sqft

Property

Details

  • On leased land: Yes
  • Lease amount: 532

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning
Wildfire

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $202$2,424
Home Insurance *$27$324
Property Taxes $24$288
Electricity $197$2,366
Total$450$5,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$15,428/yr
40% on housing$13,500/yr
45% on housing$12,000/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$83This listing

vs Other Active Listings

Avg $/sqft

ZIP 33844$128
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33844$169
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-14Price change$39,999
2026-01-30Listed for sale$59,900
2025-12-25Listed for rent$1,400
2025-11-06Listing removed$59,900
2025-04-24Price change$59,900
2024-02-23Price change$79,900
2024-02-17Listed for sale$89,900

For Sale by Agent

AgentSandra Bergman
BrokerageCove Communities

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