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1020 NW 49th St, Miami, FL, 33127

3beds
2baths
1,258sqft
$650,000
$517price/sqft
$4,799/moest. monthly cost
$191,960/yrincome needed

About This Home

Fully gut-renovated 1925 Old Spanish home in Little River with a detached guest house offering private front AND rear alley access on a 5,000 SF lot. Main residence features 3 beds, 2 fully renovated baths, soaring ceilings, open-concept living flowing into a chef's kitchen with granite waterfall island, custom two-tone cabinetry, gold hardware & SS appliances. Wide-plank porcelain floors & black-frame windows throughout. Detached guest house is a blank canvas, ready to finish as private suite with bed, bath & kitchenette. 5,000 SF lot has room for pool addition. FEMA Flood Zone X, no flood insurance required. Minutes from Wynwood, Design District & Inter Miami's Nu Stadium development. Vacant & move-in ready. Some images virtually staged. Camera on premises.

Getting Around

59
WalkingSomewhat Walkable
54
TransitGood Transit
55
BikeBikeable

Construction

Condition

  • Property condition: Completely Renovated
  • Year built: 1925

Materials

  • Roof: Barrel Roof,Flat Roof With Facade Front
  • Construction materials: Concrete Block Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Old Spanish
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Washer/Dryer Hook-Up

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Kitchen Island,Separate Guest/In-Law Quarters
  • Window features: Impact Glass

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,642
  • Total interior livable area: 1,258 sqft

Property

Details

  • Parcel number: 0131230110641
  • Zoning: 0100

Features

  • Stories: 1
  • Entry location: First Floor Entry
  • Pool features: R30-No Pool/No Water
  • Patio & porch: Patio
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 5,000 sqft
  • Features: Less Than 1/4 Acre Lot

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$158$1,896
Property Taxes $1,158$13,896
Electricity $197$2,366
Total$4,799$57,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,537/yr
40% on housing$143,970/yr
45% on housing$127,973/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$517This listing

vs Other Active Listings

Avg $/sqft

ZIP 33127$544
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33127$472
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Listed for sale$650,000
2023-09-25Sold$385,000
2023-09-02Pending sale$399,999
2023-07-05Listed for sale$399,999
2023-04-06Sold$300,000

For Sale by Agent

AgentCindy Sellian
BrokerageLifestyle International Realty

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