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285 NW 45th St, Miami, FL, 33127

3beds
3baths
1,573sqft
$939,000
$597price/sqft
$6,726/moest. monthly cost
$269,040/yrincome needed

About This Home

For sale is a beautifully fully remodeled 3 bedroom 3 full bathroom home in the desirable neighborhood of Buena Vista. The master bedroom is equipped with a large walk in closet and in suite full bathroom. Porcelain tile throughout the entire home. Brand new European Style Kitchen with modern Quartz countertops. Spacious living room with plenty of area to entertain your family. Dining area with modern chandelier. Den in the back of home with view to the backyard. Den can also be used as a 4th bedroom. Each bathroom has a shower so there wont be any fights over who is next in line to bathe. Laundry room with washer and dryer as well as sink for hand washing certain items. Laundry room can also double as a storage area. Large backyard with plenty of room to add a pool.

Getting Around

79
WalkingVery Walkable
51
TransitGood Transit
76
BikeVery Bikeable

Schools

Construction

Condition

  • Year built: 1949

Materials

  • Roof: Barrel Roof
  • Construction materials: Concrete Block Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Electric Range,Refrigerator,Self Cleaning Oven,Washer
  • Laundry features: Sink,Washer/Dryer Hook-Up

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Pantry,Chandelier To Be Replaced,Walk-In Closet(s)
  • Door features: High Impact Doors

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,736
  • Total interior livable area: 1,573 sqft

Master Bedroom

  • Area: 120
  • Dimensions: 10 X 12

Property

Details

  • Parcel number: 0131240190360
  • Zoning: 0104

Features

  • Stories: 1
  • Pool features: R30-No Pool/No Water
  • Patio & porch: Open Porch
  • Exterior features: Lighting
  • Has view: Yes
  • View description: Other
  • Residential vegetation: Fruit Trees

Lot

  • Lot size: 5,800 sqft
  • Features: Less Than 1/4 Acre Lot

Parking

  • Parking features: Additional Spaces Available,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Cold Wave
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,748$56,976
Home Insurance *$229$2,748
Property Taxes $1,552$18,624
Electricity $197$2,366
Total$6,726$80,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$230,605/yr
40% on housing$201,780/yr
45% on housing$179,360/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$597This listing

vs Other Active Listings

Avg $/sqft

ZIP 33127$542
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33127$472
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-12Listed for sale$1,050,000
2025-12-24Listing removed--
2025-11-24Price change$999,000
2025-11-05Price change$1,050,000
2025-10-21Price change$1,100,000
2025-10-09Price change$1,140,000
2025-09-24Listed for sale$1,100,000
2025-06-06Listing removed$1,178,888
2025-03-27Price change$1,178,889
2025-03-18Listed for sale$1,178,888
2024-01-23Listing removed$798,888
2023-12-12Price change$798,888
2023-12-02Listed for sale$875,000
2023-10-15Listing removed--
2023-09-21Pending sale$725,000
2023-09-14Price change$725,000
2023-08-30Price change$849,000
2023-08-15Price change$890,000
2023-08-10Price change$925,000
2023-08-03Listed for sale$975,000
2000-02-17Sold$10,000

Pre-Foreclosure - For Sale by Agent

AgentSteven Koleno
BrokerageBeycome of Florida LLC

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