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650 NE 76th St, Miami, FL, 33138

6beds
5baths
3,107sqft
$2,799,000
$901price/sqft
$22,040/moest. monthly cost
$881,600/yrincome needed

About This Home

Old Hollywood elegance meets tropical Miami living in Belle Meade! Nestled in one of Miami’s most sought-after gated neighborhoods, this one-of-a-kind 1938 Old Spanish estate sits on a lush double lot surrounded by mature trees, tropical landscaping, and serene garden spaces. The private compound includes a 3-bedroom, 2-bath main residence plus three additional living spaces: a 1-bedroom apartment above the main house and two separate guest cottages, offering a total of 6 bedrooms and 5 bathrooms across multiple living Spaces. Architectural details include dramatic vaulted ceilings in the great room, arched windows, a fireplace, and multiple second-story patios overlooking the verdant grounds. Additional features include impact windows throughout, remodeled kitchen and bathrooms in the main house, updated plumbing and electrical, a newer roof, and a well-water irrigation system. The enchanting outdoor spaces feature lush gardens, a fenced yard, carport, 5 parking spaces and exceptional privacy behind walls and gates. Ideally positioned adjacent to the Belle Meade guard gate for added security and convenience. Located within walking distance to neighborhood shops and restaurants and close proximity to the Design District & beaches, this is a rare opportunity to own a true Miami classic in one of the city’s most beloved neighborhoods.

Getting Around

92
WalkingWalker's Paradise
52
TransitGood Transit
55
BikeBikeable

Schools

9/10
Morningside K-8 AcademyGrades PK-80.6 mi
3/10
5/10

Construction

Condition

  • Year built: 1938

Materials

  • Roof: Barrel Roof
  • Construction materials: CBS Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Old Spanish
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Electric Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • Vaulted Ceiling(s),Cottage,Separate Guest/In-Law Quarters
  • Window features: Clear Impact Glass,Arched Windows,Blinds,Drapes,Impact Glass
  • Flooring: Tile,Wood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric,Other

Interior Area

  • Total structure area: 3,593
  • Total interior livable area: 3,107 sqft

Property

Details

  • Parcel number: 0132070180480
  • Zoning: 0100

Features

  • Stories: 2
  • Entry location: First Floor Entry
  • Pool features: R30-No Pool/No Water
  • Patio & porch: Deck
  • Exterior features: Balcony,Room For Pool
  • Fencing: Fenced
  • Has view: Yes
  • View description: Garden
  • Residential vegetation: Fruit Trees

Lot

  • Lot size: 0.29 Acres
  • Features: 1/4 To Less Than 1/2 Acre Lot

Parking

  • Total spaces: 2
  • Parking features: Covered,Driveway,On Street
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Cold Wave
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $14,153$169,836
Home Insurance *$2,650$31,800
Property Taxes $4,925$59,100
Electricity $312$3,752
Total$22,040$264,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$755,657/yr
40% on housing$661,200/yr
45% on housing$587,733/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$901This listing

vs Other Active Listings

Avg $/sqft

ZIP 33138$691
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33138$740
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-25Listed for sale$2,799,000
2015-07-23Sold$825,000
2015-06-02Pending sale$839,000
2015-05-24Price change$839,000
2015-04-22Price change$829,000
2014-12-20Price change$875,000
2014-04-25Price change$919,000
2014-02-18Listed for sale$979,000
2009-06-12Listing removed$775,000
2008-08-16Listed for sale$775,000

For Sale by Agent

AgentDaniela Ferraro
BrokerageKeller Williams Eagle Realty

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