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634 NE 72nd Ter, Miami, FL, 33138

2beds
1baths
1,530sqft
$1,150,000
$752price/sqft
$8,845/moest. monthly cost
$353,800/yrincome needed

About This Home

Timeless Miami character meets modern tropical living in the heart of the vibrant Belle Meade and MiMo District. Thoughtfully updated, this beautifully curated 2-bedroom, 1-bath residence offers 1,942 SF of living space on a lush 6,100 SF lot all fenced surrounded by mature tropical landscaping for ultimate privacy and tranquility. The home blends historic charm with contemporary sophistication, featuring expansive light-filled interiors, oversized porcelain flooring, elegant crown moldings, and seamless indoor-outdoor living. The spacious layout includes a large garage with exceptional potential to be converted into a third bedroom, guest suite, office, gym, or additional bathroom, adding value and flexibility. Outside, a private tropical oasis with pool, jacuzzi, lush greenery, and areas designed for relaxing or entertaining in true Miami style. Updated shingle roof with solar panels adds a modern touch while complementing the home’s original architectural soul. Perfectly positioned near the MiMo District’s, walk to restaurants, cafés, boutiques, parks, this residence offers a rare opportunity to own a piece of historic Miami with modern luxury appeal. Call/txt listing agent, easy to show.

Getting Around

88
WalkingVery Walkable
52
TransitGood Transit
56
BikeBikeable

Schools

9/10
Morningside K-8 AcademyGrades PK-80.4 mi
3/10
5/10

Construction

Condition

  • Year built: 1947

Materials

  • Roof: Shingle
  • Construction materials: Brick,CBS Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater
  • Laundry features: Washer/Dryer Hook-Up

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Other
  • Window features: Clear Impact Glass
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air,Other

Interior Area

  • Total structure area: 1,942
  • Total interior livable area: 1,530 sqft

Property

Details

  • Parcel number: 0132070511070
  • Zoning: 0100

Features

  • Stories: 1
  • Entry location: First Floor Entry
  • Private pool: Yes
  • Pool features: In Ground,Pool Only
  • Patio & porch: Deck,Open Porch
  • Exterior features: Outdoor Shower
  • Fencing: Fenced
  • Has view: Yes
  • View description: Other
  • On waterfront: Yes
  • Waterfront features: Waterfront

Lot

  • Lot size: 6,100 sqft
  • Features: Less Than 1/4 Acre Lot

Parking

  • Total spaces: 2
  • Parking features: Circular Driveway,Driveway,Other,On Street,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Cold Wave
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,815$69,780
Home Insurance *$1,089$13,068
Property Taxes $1,744$20,928
Electricity $197$2,366
Total$8,845$106,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$303,257/yr
40% on housing$265,350/yr
45% on housing$235,866/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$752This listing

vs Other Active Listings

Avg $/sqft

ZIP 33138$694
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33138$740
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$1,200,000
2026-04-01Listing removed$980,000
2026-01-09Listed for sale$980,000
2017-11-28Sold$482,500
2017-08-15Pending sale$490,000
2017-08-12Price change$490,000
2017-05-24Price change$500,000
2017-03-30Listed for sale$525,000
2014-07-22Listing removed$475,000
2014-07-11Price change$475,000
2014-07-01Listed for sale$525,000

For Sale by Agent

AgentCarlota Fonseca
BrokerageSmart Luxe

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