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860 NE 78th St APT 303, Miami, FL, 33138

1beds
2baths
651sqft
$260,000
$399price/sqft
$2,194/moest. monthly cost
$87,760/yrincome needed

About This Home

Welcome to your own slice of paradise! Bay Vista Towers is located in an upcoming and metropolitan area, right across the bridge from North Miami Beach. The condo unit has been FULLY renovated from the concrete floor up! Enjoy brand new appliances, kitchen cabinets, a beautiful granite counter top, a spacious kitchen pantry, a trending stainless steel sink and faucet, brand new range, refrigerator, and dishwasher plus bright new kitchen lighting. The bathrooms have all new vanities, light fixtures, toilets and faucets. The dining room has a modern lighted ceiling fan. The entire unit has new paint and the ceiling was completely refinished to remove the old popcorn texture. There is brand new flooring throughout (closets and all!). New hurricane impact window and sliding glass door to the balcony! Just bring your belongings and furniture! The building is waterfront, has a private pool and a dock for loading and unloading. The building was re-roofed in the past few years and the exterior has been painted. It has had both the 40 & 50 year inspections. There are no outstanding assessments. Enjoy the convenience of an in building laundry room right downstairs; not to mention your own assigned parking space under cover. The building security includes being gated and the a new keyed elevator, so you have the a high level of peace of mind.

Getting Around

78
WalkingVery Walkable
47
TransitSome Transit
52
BikeBikeable

Schools

Construction

Condition

  • Property condition: Completely Renovated
  • Year built: 1973

Materials

  • Construction materials: Concrete Block Construction,CBS Construction

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Elevator,Pantry,Walk-In Closet(s)
  • Window features: Clear Impact Glass

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 651
  • Total interior livable area: 651 sqft

Property

Details

  • Parcel number: 0132070750100
  • Attached to another structure: Yes

Features

  • Pool features: Association
  • Exterior features: None,Balcony
  • Fencing: Fenced
  • Has view: Yes
  • View description: None
  • On waterfront: Yes
  • Waterfront features: River

Lot

  • Features: East Of Us1

Parking

  • Parking features: 1 Space,Assigned,Covered

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Cold Wave
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$246$2,952
Property Taxes $437$5,244
Electricity $197$2,366
Total$2,194$26,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,222/yr
40% on housing$65,820/yr
45% on housing$58,506/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$399This listing

vs Other Active Listings

Avg $/sqft

ZIP 33138$699
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33138$740
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$249,999
2026-07-09Listed for sale$260,000
2025-10-06Listing removed--
2025-05-12Listed for sale$270,000
2025-01-19Listing removed--
2024-10-21Listed for sale$275,000
2024-09-11Listing removed--
2024-06-14Pending sale$275,000
2024-05-26Listed for sale$275,000
1999-09-01Sold$35,000
1998-08-28Sold$27,500

For Sale by Agent

AgentVictoria Barnes
BrokerageLa Rosa Realty LLC

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