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1021 NE 82nd Ter, Miami, FL, 33138

3beds
2baths
1,404sqft
$1,055,000
$751price/sqft
$7,969/moest. monthly cost
$318,760/yrincome needed

About This Home

Amazing opportunity to own this newly remodeled turn-key home in Miami’s coveted East Shorecrest neighborhood. The soaring cathedral ceiling with exposed beams makes this 3-bedroom, 2-bathroom house feel bright and airy and offers a seamless blend of Old-World charm and modern amenities. Major upgrades include a new Metal Roof 2025, Impact Windows & Doors 2025, plumbing and tankless water-heater 2024. Recent renovations of the kitchen and bathrooms feature stainless steel appliances, contemporary cabinetry and modern fixtures. Other upgrades include new porcelain wood-grain flooring through-out, LED light fixtures, tiled entry walk-way, interior and exterior paint and motorized zebra window treatments. The A/C system and air ducts recently had a full maintenance service (no central heating). The property is on a quiet street just walking distance from Biscayne Bay and sits on a generous 8,332 sf lot with ample room for your dream pool. Best of all, no HOA!

Getting Around

79
WalkingVery Walkable
43
TransitSome Transit
51
BikeBikeable

Schools

5/10
3/10

Construction

Condition

  • Year built: 1937

Materials

  • Roof: Metal
  • Construction materials: Concrete Block Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Ceramic Tile

Heating & Cooling

  • Heating features: None
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,404
  • Total interior livable area: 1,404 sqft

Property

Details

  • Parcel number: 0132080090230
  • Zoning: 0100

Features

  • Stories: 1
  • Entry location: First Floor Entry
  • Pool features: R30-No Pool/No Water
  • Exterior features: Lighting
  • Fencing: Fenced
  • Has view: Yes
  • View description: Garden

Lot

  • Lot size: 8,333 sqft
  • Features: Less Than 1/4 Acre Lot

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Cold Wave
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,334$64,008
Home Insurance *$999$11,988
Property Taxes $1,439$17,268
Electricity $197$2,366
Total$7,969$95,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$273,222/yr
40% on housing$239,070/yr
45% on housing$212,506/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$751This listing

vs Other Active Listings

Avg $/sqft

ZIP 33138$695
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33138$740
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-05Listed for sale$1,095,000

For Sale by Agent

AgentRonald Morales Del Castillo
BrokerageUnited Realty Group Inc.

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