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713 Lady Fern Dr, Woodruff, SC, 29388

3beds
3baths
2,448sqft
$424,900
$174price/sqft
$2,784/moest. monthly cost
$111,360/yrincome needed

About This Home

You’ve probably already looked at a few new construction homes. Some felt cramped or backed right up to another house. Others looked greatonline but felt unfinished in person.You don’t have those problems here. Built in 2023, the upgrades are already done. Granite countertops, tilebacksplash, hardiplank siding, a tiled primary shower, and a screened porch that gives you a little breathing room since there’s no rear neighbordirectly behind the home. The layout feels practical too. The primary suite is on the main level, while the upstairs bedrooms are separated by aloft that works well as a second living space, office, or place to unwind at the end of the day. Outside, the neighborhood pool, playground, andpocket parks give you places to be active without adding more maintenance to your weekends. At 2,450 sqft, you have the room to livecomfortably without the house feeling excessive. And unlike waiting on a build, what you see is exactly what you’re getting.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
6/10
Woodruff Middle SchoolGrades 6-88.6 mi
6/10
Woodruff High SchoolGrades 9-128.5 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Architectural

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Gas,Tankless Water Heater
  • Laundry features: 1st Floor

Bedroom2

  • Level: Second
  • Area: 168
  • Dimensions: 14x12

Bedroom3

  • Level: Second
  • Area: 120
  • Dimensions: 12x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Second
  • Area: 306
  • Dimensions: 17x18

Den

  • Level: First
  • Area: 180
  • Dimensions: 20x9

Dining Room

  • Level: First
  • Area: 120
  • Dimensions: 15x8

Features

  • Ceiling - Smooth,Solid Surface Counters
  • Flooring: Carpet,Ceramic Tile,Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,448

Heating & Cooling

  • Heating features: Gas Available,Gas - Natural
  • Cooling features: Central Air,Electricity

Interior Area

  • Total interior livable area: 2,448 sqft

Kitchen

  • Level: First
  • Area: 225
  • Dimensions: 15x15

Laundry

  • Level: First
  • Area: 30
  • Dimensions: 5x6

Living Room

  • Level: First
  • Area: 234
  • Dimensions: 13x18

Other

  • Level: Second
  • Area: 190
  • Dimensions: 19x10

Primary Bedroom

  • Level: First
  • Area: 195
  • Dimensions: 13x15

Screened Porch

  • Level: First
  • Area: 104
  • Dimensions: 13x8

Property

Details

  • Parcel number: 4100001035

Features

  • Levels: Two
  • Pool features: Community
  • Patio & porch: Screened
  • Topography of land: Level,Sloping
  • Living area range: 2400-2599

Lot

  • Lot size: 0.25 Acres
  • Features: Level,Sloped

Parking

  • Total spaces: 2
  • Parking features: 2 Car Attached,Garage Door Opener,Garage,Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Hail
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Spartanburg County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,148$25,776
Home Insurance *$196$2,352
Property Taxes $205$2,460
Electricity $235$2,824
Total$2,784$33,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,451/yr
40% on housing$83,520/yr
45% on housing$74,240/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.1%
6.1%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 29388$152
Spartanburg County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 29388$149
Spartanburg County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-05Price change$424,900
2026-07-04Price change$428,000
2026-07-03Price change$431,600
2026-06-01Listed for sale$434,900
2023-02-01Sold$391,680

For Sale by Agent

AgentDaniel R Bracken
BrokerageBracken Real Estate

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