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3045 SW 21st St, Miami, FL, 33145

3beds
4baths
1,850sqft
$1,025,000
$554price/sqft
$7,366/moest. monthly cost
$294,640/yrincome needed

About This Home

Investor Opportunity – Fully Rented Triplex in Prime Miami Location. Turnkey income-generating property featuring three fully leased units across two updated buildings. . One unit with 2 Bed / 1 Bath - Studio with 1 Bath/ 1 Bed / 1 Bath – Fully remodeled with New HVAC system, New kitchen with modern cabinets and appliances, Updated flooring, Fresh paint inside and out, New water heater, New roof, Artificial turf for low-maintenance outdoor space. Located in a desirable central Miami neighborho.od with strong rental demand and easy access to major highways, Coral Gables, and Downtown

Getting Around

85
WalkingVery Walkable
45
TransitSome Transit
62
BikeBikeable

Schools

6/10
6/10
5/10

Construction

Condition

  • Year built: 1938

Materials

  • Roof: Flat Tile
  • Construction materials: Concrete Block Construction

Type & Style

  • Home type: MultiFamily
  • Architectural style: Other
  • Property subType: Duplex

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,850
  • Total interior livable area: 1,850 sqft

Property

Details

  • Parcel number: 0141090370130
  • Zoning: 5700

Features

  • Stories: 1

Lot

  • Features: Less Than 1/4 Acre Lot

Parking

  • Total spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Cold Wave
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,182$62,184
Home Insurance *$190$2,280
Property Taxes $1,797$21,564
Electricity $197$2,366
Total$7,366$88,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$252,548/yr
40% on housing$220,980/yr
45% on housing$196,426/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$554This listing

vs Other Active Listings

Avg $/sqft

ZIP 33145$492
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33145$567
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listed for sale$1,025,000
2026-02-17Listing removed$995,000
2025-12-02Listed for sale$995,000
2025-11-24Pending sale$995,000
2025-10-01Price change$995,000
2025-07-25Listed for sale$1,025,000
2023-07-13Sold$692,000
2023-06-19Contingent$690,000
2023-05-12Listed for sale$690,000

For Sale by Agent

AgentVivian Ravelo
BrokerageMiami New Realty

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