12163 Stirrup Dr, Dade City, FL, 33525
About This Home
Welcome to this stunning 4 bedroom, 3 bathroom residence in the sought-after Hilltop Point community. A beautiful, open-concept home, boasting 2,711 square feet of stylish and functional living space, with a floorplan no longer available in this community! From the moment you walk in, you'll love the open layout with spacious living areas and brilliant quartz countertops that make the kitchen shine. The highly desirable floor plan offers a first floor bedroom and a full bath, providing the perfect setup for guests, a private home office, or a flexible living space. There is also a loft space for entertaining upstairs as well. All of the upstairs bedrooms have generous space with walk-in closets. Step outside to your fully fenced backyard, ideal for entertaining, relaxing, or just enjoying Florida evenings at home. The beautiful community of Hilltop Point features a community pool, dog park, community playground, and scenic walking trails with wide sidewalk paths throughout. All of this with NO CDD & a low HOA. Just minutes to Mirada Lagoon, shopping, stunning state parks, and quick access to I-75, making commuting a breeze. Ready to make this dream home yours? Schedule your private tour today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2024
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Concrete,Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Microwave,Range,Range Hood,Refrigerator
- Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup
Balcony Porch Lanai
- Level: First
- Area: 120
- Dimensions: 10x12
Bedroom2
- Features: Walk-In Closet(s)
- Level: Second
- Area: 110
- Dimensions: 11x10
Bedroom3
- Features: Built-in Closet
- Level: Second
- Area: 120
- Dimensions: 12x10
Bedroom4
- Features: Walk-In Closet(s)
- Level: First
- Area: 132
- Dimensions: 12x11
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Den
- Level: First
- Area: 132
- Dimensions: 12x11
Features
- High Ceilings,In Wall Pest System,Pest Guard System,PrimaryBedroom Upstairs,Smart Home,Solid Surface Counters,Solid Wood Cabinets,Stone Counters,Thermostat,Walk-In Closet(s)
- Door features: Sliding Doors
- Flooring: Carpet,Ceramic Tile
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 3,284
- Total interior livable area: 2,711 sqft
Kitchen
- Level: First
- Area: 192
- Dimensions: 12x16
Laundry
- Level: Second
- Area: 120
- Dimensions: 12x10
Living Room
- Level: First
- Area: 224
- Dimensions: 14x16
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: Second
- Area: 196
- Dimensions: 14x14
Property
Details
- Parcel number: 2125020040000000870
- Zoning: X
- Special condition: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Patio
- Exterior features: Irrigation System,Lighting,Sidewalk,Sprinkler Metered
Lot
- Lot size: 6,754 sqft
Parking
- Total spaces: 2
- Parking features: Driveway,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Tornado
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Pasco County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,022 | $24,264 |
| Home Insurance * | $283 | $3,396 |
| Property Taxes | $273 | $3,276 |
| Electricity | $272 | $3,273 |
| Total | $2,850 | $34,200 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Price change | $450,000 |
| 2026-04-10 | Listed for sale | $460,000 |
| 2025-11-05 | Listing removed | $450,000 |
| 2025-09-29 | Listed for sale | $450,000 |
| 2024-10-16 | Sold | $449,900 |
| 2024-09-10 | Pending sale | $459,900 |
| 2024-08-15 | Listed for sale | $459,900 |
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