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2424 SW 21st Ter, Miami, FL, 33145

4beds
3baths
1,809sqft
$1,070,000
$591price/sqft
$7,709/moest. monthly cost
$308,360/yrincome needed

About This Home

Exceptional opportunity in one of Miami's most sought-after locations, ideally positioned between Coral Gables, Coconut Grove, and Brickell. This hidden gem stands out as one of the most attractive values in the area, offering generous square footage, an unbeatable location, and tremendous upside potential. The property features a spacious 4-bedroom, 3-bathroom residence with upgraded kitchen, flooring, and bathrooms. Adding versatility and value, the home also includes a private 1-bedroom, 1-bathroom in-law suite, perfect for guests, a home office, rental income, or multigenerational living. Priced competitively for today's market, this property presents an outstanding opportunity for both homeowners and investors seeking to build equity quickly. While there is still room for personalization and future improvements, the foundation is already in place with major updates including a brand-new A/C system and electrical panel. !A rare combination of location, size, flexibility, and value—don't miss the chance to secure one of the best opportunities in this highly desirable neighborhood!

Getting Around

90
WalkingVery Walkable
46
TransitSome Transit
57
BikeBikeable

Schools

6/10
5/10
Shenandoah Middle SchoolGrades 6-80.5 mi
5/10
Miami Senior High SchoolGrades PK,9-121.4 mi

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Barrel Roof
  • Construction materials: CBS Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Range,Ice Maker,Microwave,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Kitchen Island,Other,Separate Guest/In-Law Quarters
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,572
  • Total interior livable area: 1,809 sqft

Property

Details

  • Parcel number: 0141100260830
  • Zoning: 0100

Features

  • Levels: Split Level
  • Stories: 1
  • Entry location: First Floor Entry
  • Pool features: R30-No Pool/No Water
  • Fencing: Fenced
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 6,100 sqft
  • Features: Less Than 1/4 Acre Lot

Parking

  • Total spaces: 4
  • Parking features: Circular Driveway,Driveway,Paver Block
  • Covered spaces: 4
  • Has uncovered spaces: Yes
  • Carport spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,410$64,920
Home Insurance *$198$2,376
Property Taxes $1,904$22,848
Electricity $197$2,366
Total$7,709$92,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$264,308/yr
40% on housing$231,270/yr
45% on housing$205,573/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$591This listing

vs Other Active Listings

Avg $/sqft

ZIP 33145$491
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33145$567
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-09Listing removed$4,500
2026-08-07Listed for rent$4,500
2026-07-20Listed for sale$1,070,000
2026-07-06Listing removed$1,070,000
2026-06-05Listed for sale$1,070,000
2023-09-21Listing removed--
2023-05-18Listing removed$981,500
2023-04-13Listed for sale$981,500
2022-03-23Listing removed--
2022-03-02Listed for rent$1,550
2021-09-23Listing removed--
2021-08-17Listed for rent$1,450
2021-03-16Listing removed--
2021-03-13Price change$1,200
2021-03-06Listed for rent$2,400
2020-11-16Sold$540,000
2020-09-03Pending sale$540,000
2020-08-28Listed for sale$540,000

For Sale by Agent

AgentCynthia Martinez Valdes
BrokerageTop Tier International Realty, LLC.

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