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8101 Harding Ave, Miami Beach, FL, 33141

2beds
1baths
892sqft
$775,000
$869price/sqft
$6,096/moest. monthly cost
$243,840/yrincome needed

About This Home

Single-family home on a prime corner lot featuring 2BD/1BA. Minutes from the beach and North Beach’s largest park and boardwalk. This fully remodeled residence offers privacy and modern style, with a sleek kitchen equipped with stainless steel appliances, white cabinetry, and granite countertops. Surrounded by top restaurants, cafés, and shops, this property is ideal as a personal retreat or investment opportunity. Zoned for STR, currently rented month-to-month at $3,200, offering immediate income potential.

Getting Around

74
WalkingVery Walkable
49
TransitSome Transit
75
BikeVery Bikeable

Schools

7/10
5/10
Nautilus Middle SchoolGrades 6-83.6 mi
4/10

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Other
  • Construction materials: CBS Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Other
  • Window features: Blinds
  • Flooring: Ceramic Tile,Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 892
  • Total interior livable area: 892 sqft

Property

Details

  • Parcel number: 0232020100011
  • Zoning: 3900

Features

  • Stories: 1
  • Entry location: First Floor Entry
  • Pool features: R30-No Pool/No Water
  • Exterior features: Other
  • Has view: Yes
  • View description: Other

Lot

  • Lot size: 2,357 sqft
  • Features: Less Than 1/4 Acre Lot

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Cold Wave
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance *$611$7,332
Property Taxes $1,370$16,440
Electricity $197$2,366
Total$6,096$73,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$209,005/yr
40% on housing$182,880/yr
45% on housing$162,560/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$869This listing

vs Other Active Listings

Avg $/sqft

ZIP 33141$980
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33141$1,311
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$775,000
2026-04-13Listing removed$895,000
2025-08-28Price change$895,000
2025-01-16Listed for sale$925,000
2022-03-28Listing removed--
2022-03-16Price change$2,900
2022-03-14Price change$3,500
2022-02-16Listed for rent$3,950
2021-02-25Listing removed--
2020-02-27Listing removed$2,100
2020-02-15Price change$2,100
2020-01-27Price change$2,400
2020-01-14Listed for rent$2,450
2019-12-14Listing removed$2,450
2019-10-02Price change$2,450
2019-09-13Listed for rent$2,750
2010-03-14Listing removed$120,000
2010-02-21Listed for sale$120,000
2010-01-16Listing removed$160,000
2009-12-03Price change$160,000
2009-10-19Price change$200,000
2009-09-06Price change$220,000
2009-07-12Listed for sale$240,000
2004-05-06Sold$300,000
2001-08-16Sold$161,000
1999-09-28Sold$120,000
1996-04-24Sold$87,800

For Sale by Agent

AgentTy Forkner
BrokerageOne Sotheby's International Realty

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