8109 Harding Ave, Miami Beach, FL, 33141
About This Home
This property is ideal for investors seeking a micro hospitality opportunity. Unique investment opportunity in Miami Beach featuring two fully renovated, design-forward villas with a rare daily rental license. Located just steps from the beach in a rapidly growing area, this turnkey property offers strong income potential and flexible use for short-term rentals or personal enjoyment. Each villa showcases modern finishes, open living spaces, and abundant natural light. The property includes a private pool, landscaped outdoor areas, and curated interiors designed for comfort and style. Positioned in a prime location near dining, shopping, and major redevelopment projects, this is an ideal asset for investors seeking income-producing property in a high-demand rental market.
Getting Around
Very Walkable
Some Transit
Very BikeableSchools
Construction
Condition
- Year built: 1940
Materials
- Roof: Flat Roof With Facade Front
- Construction materials: CBS Construction
Type & Style
- Home type: MultiFamily
- Property subType: Duplex
Interior
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
Features
- Flooring: Ceramic Tile
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 1,784
- Total interior livable area: 1,784 sqft
Property
Details
- Parcel number: 0232020100012
- Zoning: 3900
Features
- Stories: 1
- Private pool: Yes
- Pool features: In Ground
Lot
- Features: Less Than 1/4 Acre Lot
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Cold Wave
- Heat Wave
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Miami-Dade County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $13,602 | $163,224 |
| Home Insurance * | $2,122 | $25,464 |
| Property Taxes | $4,480 | $53,760 |
| Electricity | $197 | $2,366 |
| Total | $20,401 | $244,812 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-08 | Listed for sale | $2,690,000 |
| 2025-08-18 | Listing removed | $2,390,000 |
| 2025-04-01 | Listed for sale | $2,390,000 |
| 2025-03-04 | Listing removed | $2,390,000 |
| 2024-12-10 | Price change | $2,390,000 |
| 2024-09-11 | Listed for sale | $2,590,000 |
| 2024-02-15 | Listing removed | -- |
| 2022-11-14 | Pending sale | $2,590,000 |
| 2022-08-24 | Listed for sale | $2,590,000 |
| 2022-08-12 | Listing removed | -- |
| 2022-06-19 | Price change | $2,590,000 |
| 2022-04-28 | Listed for sale | $2,700,000 |
| 2020-10-01 | Sold | $880,000 |
| 1995-01-27 | Sold | $133,000 |
For Sale by Agent
View on Zillow