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545 S Shore Dr, Miami Beach, FL, 33141

4beds
5baths
3,003sqft
$3,249,999
$1,082price/sqft
$23,988/moest. monthly cost
$959,520/yrincome needed

About This Home

Located on a private gated island in Miami Beach, this residence sits on the 12th hole of the Miami Beach Golf Club and features one of the best lots on the island with beautiful golf course views. The home offers all impact windows and doors, spacious light-filled living areas, and a chef’s kitchen designed for cooking and entertaining. Newly renovated bathrooms and showers add a modern touch. The oversized backyard overlooks the fairways and features a pool and generous outdoor space. Residents enjoy close proximity to the golf clubhouse, tennis courts, and Fairway Park, all just minutes from Miami Beach’s beaches, dining, and shopping.

Getting Around

40
WalkingCar-Dependent
39
TransitSome Transit
62
BikeBikeable

Schools

5/10
Nautilus Middle SchoolGrades 6-82.9 mi
4/10

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Barrel Roof
  • Construction materials: CBS Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • Kitchen Island,Entrance Foyer,Roman Tub,Split Bedroom
  • Door features: High Impact Doors
  • Window features: Complete Impact Glass
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,552
  • Total interior livable area: 3,003 sqft

Property

Details

  • Parcel number: 0232030071000
  • Zoning: 0100

Features

  • Stories: 2
  • Entry location: First Floor Entry,Foyer
  • Private pool: Yes
  • Pool features: In Ground,Pool Only
  • Exterior features: Lighting,Balcony
  • Fencing: Fenced
  • Has view: Yes
  • View description: Golf Course,Pool

Lot

  • Lot size: 7,585 sqft
  • Features: Less Than 1/4 Acre Lot

Parking

  • Total spaces: 1
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $16,433$197,196
Home Insurance *$2,564$30,768
Property Taxes $4,689$56,268
Electricity $302$3,626
Total$23,988$287,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$822,445/yr
40% on housing$719,640/yr
45% on housing$639,680/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,082This listing

vs Other Active Listings

Avg $/sqft

ZIP 33141$973
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33141$1,311
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-26Listed for sale$3,499,999

For Sale by Agent

AgentAshley Alvarez
BrokerageSterling One Realty, Inc.

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