642 86th St, Miami Beach, FL, 33141
About This Home
Discover Villa Ola, a 2-bed + den twin home that captures the essence of Miami Beach living. Located on Biscayne Point, you’re steps from North Beach & North Shore Park. This home has been beautifully updated w/ remodeled living spaces, restored oak wood floors, a modern kitchen w/ SS appliances, an extra large walk in closet, & remodeled bathrooms. Upgrades include 2025 impact windows/doors, 2026 water heater, 2019 roof, 2022 copper wiring & HVAC, and updated plumbing. The spacious den, used as an office or 3rd bedroom, overlooks the private backyard w/ abundant light & banana trees—a true tropical oasis. Villa Ola is more than a home: it's a beachside retreat where mornings start with ocean walks & evenings lead to Miami Beach’s best nightlife. Furniture negotiable. Currently Rented for $5,000 until 7/13/26.
Getting Around
Somewhat Walkable
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1948
Materials
- Roof: Barrel Roof,Concrete,Other
- Construction materials: CBS Construction
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Trash Compactor,Dishwasher,Disposal,Dryer,Refrigerator,Washer
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Closet Cabinetry,Other,Walk-In Closet(s)
- Door features: High Impact Doors
- Window features: Blinds,Drapes,High Impact Windows,Impact Glass
- Flooring: Wood
Heating & Cooling
- Heating features: Central
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 1,392
- Total interior livable area: 1,080 sqft
Property
Details
- Parcel number: 0232030110290
- Attached to another structure: Yes
- Zoning: 2800
Features
- Stories: 2
- Entry location: First Floor Entry
- Pool features: R30-No Pool/No Water
- Patio & porch: Open Porch,Patio
- Fencing: Fenced
- Has view: Yes
- View description: Other
- Residential vegetation: Fruit Trees
Lot
- Lot size: 2,501 sqft
- Features: Less Than 1/4 Acre Lot
Parking
- Total spaces: 2
- Parking features: Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Heat Wave
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Miami-Dade County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,640 | $43,680 |
| Home Insurance * | $568 | $6,816 |
| Property Taxes | $971 | $11,652 |
| Electricity | $197 | $2,366 |
| Total | $5,376 | $64,512 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-30 | Price change | $769,000 |
| 2025-12-19 | Listing removed | $5,200 |
| 2025-11-25 | Price change | $5,200 |
| 2025-09-17 | Listed for rent | $5,500 |
| 2025-09-15 | Listed for sale | $775,000 |
| 2024-12-18 | Sold | $595,000 |
| 2022-04-04 | Sold | $400,000 |
| 2022-02-02 | Contingent | $399,000 |
| 2022-02-01 | Listed for sale | $399,000 |
| 2000-12-07 | Sold | $95,000 |
| 1998-09-23 | Sold | $60,000 |
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