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104 W Morningside Dr #1, South Padre Island, TX, 78597

3beds
2baths
1,724sqft
$525,000
$305price/sqft
$3,627/moest. monthly cost
$145,080/yrincome needed

About This Home

Waterfront living meets island convenience in this beautifully maintained 3bd/2bth condominium in South Padre Island's Fiesta Isles subdivision. This spacious ground-floor residence includes a deeded boat slip, making it the perfect home for boating enthusiasts and those who want quick access to the Laguna Madre. Inside, you'll find an open-concept floor plan filled with natural light, creating a welcoming space for relaxing or entertaining. The kitchen features generous counter space, ample cabinetry and a large breakfast bar that flows seamlessly into the home. The primary suite offers a private retreat with an en-suite bath, while two additional bedrooms provide comfortable accommodations for family and guests. Step outside to enjoy your large private patio mere steps from the pool. The unit also has outdoor storage, and most impressively it comes with a deeded bock dock & lift. Start living the South Padre Island lifestyle you've always imagined. Opportunities like this are rare.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

6/10
Garriga Elementary SchoolGrades PK-54.5 mi
4/10
4/10
Port Isabel High SchoolGrades 9-125.8 mi

Construction

Condition

  • Year built: 2015

Materials

  • Roof: Composition

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,724
  • Total interior livable area: 1,724 sqft

Property

Details

  • Zoning: RES

Features

  • Private pool: Yes
  • Pool features: Outdoor Pool
  • Patio & porch: Deck
  • Exterior features: Fish Cleaning Station,Boat Lift,Storage
  • Fencing: Fenced
  • Has view: Yes
  • View description: Water,Partial Bay View
  • Has water view: Yes
  • Water view: Water,Partial Bay View
  • On waterfront: Yes
  • Waterfront features: Waterfront,Channel Frontage
  • Frontage type: Laguna Blvd Frontage,Padre Blvd Frontage

Lot

  • Lot size: 1,733 sqft

Parking

  • Parking features: Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Inland Flooding
Hail
Heat Wave
Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$145$1,740
Property Taxes $590$7,080
Electricity $238$2,859
Total$3,627$43,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,354/yr
40% on housing$108,810/yr
45% on housing$96,720/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$305This listing

vs Other Active Listings

Avg $/sqft

ZIP 78597$299
Cameron County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 78597$411
Cameron County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Price change$525,000
2024-06-08Pending sale$509,900
2024-05-01Price change$509,900
2024-04-01Listed for sale$519,900
2021-02-04Sold--

For Sale by Agent

AgentWen Moore
BrokerageRE/MAX Elite

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