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261 Heard St, Elberton, GA, 30635

0beds
0baths
--sqft
$150,000
--price/sqft
$1,170/moest. monthly cost
$46,800/yrincome needed

About This Home

Large commercial corner lot gives road access on two sides and is conveniently located in sight of the main four lane of Downtown Elberton. Don' miss out on this beautiful piece of real estate!

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

3/10
4/10
Elbert County High SchoolGrades 9-121.3 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Other

Interior

Basement

  • Basement:

Features

  • High Speed Internet

Property

Lot

  • Lot size: 0.65 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Strong Wind
Earthquake
Hail
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$96$1,152
Property Taxes $97$1,164
Electricity $219$2,637
Total$1,170$14,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,114/yr
40% on housing$35,100/yr
45% on housing$31,200/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 11.8%
11.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 30635$110
Elbert County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 30635
Elbert County$133

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-05Price change$150,000
2025-08-06Listed for sale$170,000
2025-07-23Listing removed$170,000
2025-06-13Listed for sale$170,000
2025-05-10Listing removed$170,000
2025-04-29Listed for sale$170,000
2024-12-11Listing removed$170,000
2024-08-17Listed for sale$170,000

For Sale by Agent

AgentBruce Evans
BrokerageEXIT FOR SALE REALTY

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