558 Wild Ginger Loop, Irmo, SC, 29063
About This Home
Set within the desirable River Shoals community, this impeccably maintained home—just over one year old and barely lived in—a true new construction feel without the wait. Situated on a premium lot backing to HOA-owned wooded space, you’ll enjoy exceptional privacy and a peaceful natural setting. Designed with both everyday living and entertaining in mind, the main level features three of the four bedrooms, including a spacious and private owner’s suite. Upstairs, a versatile layout includes the fourth bedroom, a full bath, and an expansive flex room—ideal for guests, a media room, or a quiet home office. Step inside to a welcoming entry with soaring ceilings and a formal dining room perfectly sized for gatherings. The gourmet kitchen is the heart of the home, showcasing upgraded cabinetry, abundant counter space, stainless steel appliances, soft-close drawers, a convection oven, and a natural gas range. A butler’s pantry, true walk-in pantry, and bright eat-in area overlooking the wooded backyard add both function and charm. The family room is warm and inviting, featuring a stunning stone gas fireplace, coffered ceilings, and ample space for comfortable, everyday living.The owner’s suite is thoughtfully positioned for privacy and easily accommodates a king-sized bed. The en-suite bath includes a large tiled shower, soaking tub, dual vanities, and a spacious walk-in closet. Bedrooms two and three are located on the opposite side of the home—each with walk-in closets—and share a full hall bath. Upstairs, the additional bedroom, full bath, and oversized flex space with endless possibilities, along with convenient access to attic storage. River Shoals provides a serene, natural setting along the Broad River while remaining close to everything—just minutes from I-26, Downtown Columbia, Lake Murray Dam, and the shopping and dining of Harbison Boulevard. Zoned for award-winning Lexington/Richland Five schools: Oak Pointe Elementary, Dutch Fork Middle, and Dutch Fork High.Modern, flexible, and move-in ready—this home checks every box. Some pictures are virtually staged. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listing
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2024
Materials
- Foundation: Slab
- Construction materials: Fiber Cement-Hardy Plank,Stone
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Range,Convection Oven,Counter Cooktop,Gas Range,Dishwasher,Disposal,Microwave Built In,Tankless Water Heater
- Laundry features: Heated Space,Main Level
Bedroom2
- Features: Bath-Shared,Walk-In Closet(s),Closet-Private
- Level: Main
Bedroom3
- Features: Bath-Shared,Walk-In Closet(s),Closet-Private
- Level: Main
Bedroom4
- Features: Bath-Private,Closet-Private
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
Dining Room
- Features: Molding,Vaulted Ceiling(s),Butlers Pantry
- Level: Main
Features
- Flooring: Luxury Vinyl,Carpet,Tile
- Number of fireplaces: 1
- Fireplace features: Gas Log-Natural
- Fireplace: Yes
- Attic: Attic Access
Great Room
- Level: Main
Heating & Cooling
- Heating features: Gas 1st Lvl,Gas 2nd Lvl
- Cooling features: Central Air
Interior Area
- Total structure area: 3,002
- Total interior livable area: 3,002 sqft
Kitchen
- Features: Bar,Eat-in Kitchen,Pantry,Granite Counters,Cabinets-Other,Backsplash-Tiled,Recessed Lighting
- Level: Main
Master Bedroom
- Features: Cathedral Ceiling(s),Double Vanity,Tub-Garden,Bath-Private,Separate Shower,Walk-In Closet(s),Ceiling Fan(s),Separate Water Closet
- Level: Main
Property
Details
- Parcel number: 043160202
- Special condition: Short Sale
Features
- Stories: 2
- Patio & porch: Patio
- Exterior features: Gutters - Full
Lot
- Lot size: 0.25 Acres
- Features: Sprinkler
Parking
- Total spaces: 2
- Parking features: Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Hurricane
- Heat Wave
- Inland Flooding
- Landslide
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Richland County and South Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,371 | $28,452 |
| Home Insurance * | $163 | $1,956 |
| Property Taxes | $250 | $3,000 |
| Electricity | $288 | $3,464 |
| Total | $3,072 | $36,864 |
Income You'd Need if You Spent...
South Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-25 | Listed for sale | $469,000 |
| 2024-10-01 | Listing removed | $466,505 |
| 2024-08-19 | Listed for sale | $466,505 |
For Sale by Agent
View on Zillow