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343 Birchwood Dr, Moscow Mills, MO, 63362

4beds
3baths
1,764sqft
$345,000
$196price/sqft
$2,289/moest. monthly cost
$91,560/yrincome needed

About This Home

Welcome to this beautifully maintained 2023 ranch home offering the perfect blend of modern design, functionality, and room to grow. The main level features an open-concept floor plan with a spacious kitchen showcasing stainless steel appliances, a bright living area, and a private primary suite complete with a walk-in shower and double vanity. Featuring over 1,655 Sqft and Offering 4 bedrooms and 3 full bathrooms, this home provides flexibility for families, guests, or a home office. The lower level includes a legal fourth bedroom with an egress window, a full bathroom, and additional space ready for the next owner’s personal finishing touches, allowing you to customize it to fit your lifestyle. The oversized attached garage is a standout feature, providing extra room for larger vehicles, storage, lawn equipment, or a workshop. Enjoy relaxing on the covered front porch or entertaining on the backyard patio. Built in 2023 and move-in ready, this home combines the benefits of newer construction with the opportunity to add your own finishing touches to the lower level. Schedule your private showing today!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

6/10
Troy South Middle SchoolGrades 6-83.6 mi
6/10
Troy Buchanan High SchoolGrades 9-125.3 mi

Construction

Condition

  • Year built: 2023

Materials

  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 511
  • Finished area above ground: 1,253

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,764
  • Total interior livable area: 1,764 sqft

Property

Details

  • Parcel number: 205015000000003358
  • Special condition: Standard

Features

  • Levels: One
  • Pool features: Community
  • Patio & porch: Patio

Lot

  • Lot size: 9,321 sqft
  • Features: Adjoins Wooded Area

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Strong Wind
Cold Wave
Hail
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$206$2,472
Property Taxes $198$2,376
Electricity $141$1,693
Total$2,289$27,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,480/yr
40% on housing$68,670/yr
45% on housing$61,040/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 63362$200
Lincoln County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 63362$219
Lincoln County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-18Listed for sale$345,000
2024-08-24Listing removed$319,900
2024-08-22Listed for sale$319,900

For Sale by Agent

AgentKole Manes
BrokerageKeyrenter St. Louis West

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