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30478 Indigo Way, Georgetown, DE, 19947

4beds
3baths
3,372sqft
$540,000
$160price/sqft
$3,238/moest. monthly cost
$129,520/yrincome needed

About This Home

Better Than New! Why wait to build when you can own this practically brand-new Cumberland model, loaded with over $25,000 in premium upgrades that aren't currently available on new builds? This spacious 4-bedroom, 3-bath home offers exceptional living space, modern finishes, and thoughtful enhancements throughout. The main level features a luxurious primary suite complete with two walk-in closets, a beautifully appointed en-suite bath, and a stunning walk-in shower designed for comfort and style. Two additional generously sized bedrooms, each with generous closet space share a well-appointed full bath featuring contemporary finishes. The heart of the home is the upgraded gourmet kitchen, showcasing stainless steel appliances, a gas stove, a large center island, abundant cabinetry, and plenty of workspace for cooking and entertaining. A convenient laundry room adds to the home's functionality. Step outside and enjoy the screened rear patio featuring durable epoxy flooring and a paver patio, overlooking a fully fenced backyard—perfect for pets, play, and outdoor gatherings. Additional exterior upgrades include a welcoming front porch with added railing and LeafFilter gutter protection system with warranty for added peace of mind. The oversized 2-car garage also features upgraded epoxy flooring, providing a clean, polished look and easy maintenance. Downstairs, the fully finished basement dramatically expands your living space with a large recreation area, an additional bedroom with walk-in closet and full bathroom, plus a separate storage area. Whether you envision a theater room, game room, home gym, office, or guest suite, this versatile space can accommodate it all. Offering modern construction, desirable upgrades, and move-in-ready condition, this exceptional home combines the benefits of new construction without the wait and no 4% transfer fee. Don't miss your opportunity to own this highly sought-after Cumberland model in like-new condition!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
Georgetown Middle SchoolGrades 6-84.5 mi
3/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 2025

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Mixed

Other

  • Builder model: Cumberland
  • Builder name: Ryan Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Oven/Range - Gas,Stainless Steel Appliance(s),Dryer,Washer,Water Heater,Gas Water Heater
  • Laundry features: Hookup

Basement

  • Area: 1422

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Bathroom - Walk-In Shower,Crown Molding,Entry Level Bedroom,Open Floorplan,Kitchen - Gourmet,Kitchen Island,Pantry,Recessed Lighting,Upgraded Countertops,Walk-In Closet(s)
  • Flooring: Carpet,Luxury Vinyl
  • Finished area below ground: 1,422
  • Finished area above ground: 1,950

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,372
  • Total interior livable area: 3,372 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 13511.00423.00
  • Zoning: AR-1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Porch,Screened
  • Exterior features: Lighting
  • Fencing: Back Yard

Lot

  • Lot size: 260.46 Acres
  • Lot size dimensions: 70.00 x 125.00

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Front,Garage Door Opener,Concrete,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Winter Weather
Drought
Inland Flooding
Tsunami

FEMA Declared Disasters Across Delaware Counties

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$116$1,392
Property Taxes $20$240
Electricity $372$4,475
Total$3,238$38,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,017/yr
40% on housing$97,140/yr
45% on housing$86,346/yr

Delaware FAIR Plan Programs

Insurance Placement Facility of Delaware

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,170Commercial: 57
Total Premiums$607,000
Total Exposure$249.53M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 8.7%
8.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 19947$194
Sussex County$247

vs Homes Sold Last Month

Median $/sqft

ZIP 19947
Sussex County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Price change$540,000
2026-06-05Listed for sale$550,000
2025-03-17Sold$530,850

For Sale by Agent

AgentJulie Gritton
BrokerageColdwell Banker Premier - Lewes

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