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10610 Pine Arbor Dr #6, Woodruff, WI, 54568

4beds
3baths
2,000sqft
$675,000
$338price/sqft
$4,215/moest. monthly cost
$168,600/yrincome needed

About This Home

Imagine trading busy days for lake views, bonfires, and sunset cruises. Whether you're seeking a full-time residence, vacation home, or investment opportunity, this spacious single family home offers the perfect balance of peaceful lakefront living and year-round recreation. Set on the Exclusive 1100 acre Big Arbor Vitae Lake, this stunning 4 bedroom, 2-bath retreat delivers the lifestyle buyers dream about yet rarely find. The impressive 30x60 attached 5-car garage provides unmatched space for boats, UTVs, snowmobiles and all your Northwoods gear. Enjoy easy living with low-maintenance convenience - no yard work or upkeep to worry about as the low HOA takes care of it for you. Spend more time relaxing and enjoying everything the Northwoods has to offer. If power ever goes out you will always have peace of mind that your Generac generator will keep you safe. This isn't just a home its where lifetime memories are waiting to happen. Step outside and enjoy direct access to the UTV/Snowmobile trails as well as your personal lake dock. With its lake views, prime location, expansive storage, and true Northwoods lifestyle, this single family home is more than a place to live- it's a place to experience.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

2/10
Lakeland High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Block
  • Roof: Composition,Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Ranch
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Air To Air Exchanger

Basement

  • Has basement: Yes
  • Basement: Exterior Entry

Bathroom

  • Level: Basement

Bathroom

  • Level: First

Bathroom

  • Level: First

Bedroom

  • Level: First
  • Dimensions: 12'5x11'8

Bedroom

  • Level: First
  • Dimensions: 13'7x9'10

Bedroom

  • Level: First
  • Dimensions: 13'7x9

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Bonus Room

  • Level: Basement
  • Dimensions: 21x9

Dining Room

  • Level: First
  • Dimensions: 13x9

Family Room

  • Level: Basement
  • Dimensions: 27x13

Features

  • Fireplace features: Pellet Stove
  • Fireplace: Yes
  • Finished area below ground: 768
  • Finished area above ground: 1,232

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,000
  • Total interior livable area: 2,000 sqft

Kitchen

  • Level: First
  • Dimensions: 15x9

Laundry

  • Level: Basement
  • Dimensions: 12'10x11

Living Room

  • Level: First
  • Dimensions: 20x9

Master Bedroom

  • Level: First
  • Dimensions: 13'7x11

Property

Details

  • Parcel number: 2281600206
  • Zoning description: Recreational

Features

  • Stories: 1
  • Exterior features: Boat Slip,Dock,Landscaping,Out Building(s)
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Shoreline - Sand,Lake Front
  • Waterbody name: BIG ARBOR VITAE
  • Frontage type: Lakefront
  • Frontage length: 300,300

Lot

  • Lot size: 4 Acres
  • Features: Lake Front,Private,Secluded,Views

Parking

  • Total spaces: 2
  • Parking features: Four Car Garage,Four or more Spaces
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather
Hail
Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$227$2,724
Property Taxes $388$4,656
Electricity $187$2,255
Total$4,215$50,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$144,514/yr
40% on housing$126,450/yr
45% on housing$112,400/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$338This listing

vs Other Active Listings

Avg $/sqft

ZIP 54568$195
Vilas County$270

vs Homes Sold Last Month

Median $/sqft

ZIP 54568
Vilas County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-31Price change$675,000
2025-06-19Price change$625,000
2025-04-25Listed for sale$649,000
2025-04-05Listing removed$649,000
2024-08-20Listed for sale$649,000

For Sale by Agent

AgentPATRICK SCHEY
BrokerageLAKEPLACE.COM - VACATIONLAND PROPERTIES

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