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5837 Timber Bluff Trl, Fennville, MI, 49408

--beds
2baths
3,423sqft
$879,900
$257price/sqft
$5,618/moest. monthly cost
$224,720/yrincome needed

About This Home

Are you searching for that rare property where peace, privacy, and nature surround you -- yet you're still just minutes from town? Imagine sipping your morning coffee while deer wander the reserve behind you, or ending a long day with nothing but the sounds of nature around you. Backing directly to the Pottawatomie Reserve, this remarkable 21-acre property offers a setting that feels like your own private retreat -- with the surrounding reserve and natural landscape creating the feeling of owning hundreds of acres. Bring your dream home plans, and let the land provide the beauty and lifestyle that's hard to find anywhere else. Enjoy the perfect blend of seclusion and convenience with nearby access to the charm of Saugatuck and Fennville, known for wineries, orchards, local restaurants, nightlife, art galleries, and beautiful Lake Michigan shoreline experiences. Outdoor enthusiasts will also appreciate the multiple nearby boat launches, whether you're looking to spend the day fishing the Kalamazoo River or enjoying all-sports Hutchins Lake, known for boating, fishing, swimming, and its popular summer sandbar gathering spot. Nestled at the end of a quiet cul-de-sac, this exceptional property offers privacy, nature, and incredible future potential. The 2x6 stick-built barn with spray foam insulation features thoughtfully designed living quarters upstairs complete with a kitchenette, dining area, living room, open studio-style sleeping space, laundry, and efficient mini-split heating and cooling -- and that's just the beginning. The main level offers a spacious four-stall garage, half bath, and large bonus storage room perfect for hobbies, equipment, toys, a workshop, or future entertaining space. Previously approved plans and permits were in place for an impressive 8,300 sq ft dream home, giving buyers an incredible head start toward creating their forever homestead. The level, cleared land backs directly to the reserve, offering breathtaking scenery, abundant wildlife, and a setting that feels untouched. Consisting of two 10-acre parcels combined, the property also provides flexibility for future splits, additional opportunities, or simply enjoying the full 21 acres as your own private sanctuary.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

4/10
5/10
Fennville Middle SchoolGrades 6-82.4 mi
5/10

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Asphalt
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Upper Level

Basement

  • Basement: Slab

Bedrooms & Bathrooms

  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Pantry
  • Flooring: Carpet,Vinyl

Interior Area

  • Total structure area: 2,310
  • Total interior livable area: 3,423 sqft

Property

Details

  • Parcel number: 1401900108

Features

  • Stories: 2

Lot

  • Lot size: 21.70 Acres
  • Features: Level,Wooded,Wetland Area,Ravine,Cul-De-Sac
  • Lot size dimensions: 158.24 x 737.05 x 896.16 x 1055.73 x 6

Parking

  • Total spaces: 4
  • Parking features: Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hail
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Allegan County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,449$53,388
Home Insurance *$256$3,072
Property Taxes $540$6,480
Electricity $373$4,480
Total$5,618$67,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$192,617/yr
40% on housing$168,540/yr
45% on housing$149,813/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.9%
18.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$257This listing

vs Other Active Listings

Avg $/sqft

ZIP 49408$287
Allegan County$259

vs Homes Sold Last Month

Median $/sqft

ZIP 49408$275
Allegan County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-06Listed for sale$989,900
2022-03-23Sold$430,000

For Sale by Agent

AgentBrendin DeVisser
BrokerageCity2Shore Real Estate Holland

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