See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2643 Timber Oaks Rd SW, Rochester, MN, 55902

5beds
5baths
4,359sqft
$1,320,000
$303price/sqft
$8,916/moest. monthly cost
$356,640/yrincome needed

About This Home

This timeless two-story home in Scenic Oaks West offers refined finishes and a thoughtfully designed layout. The spacious kitchen and dining area open to a screened in porch, creating an easy flow for everyday living and entertaining. A functional mudroom. private office, large walk-in pantry, and abundant natural light to enhance the main level features. Upstairs, four bedrooms includes a generous primary suite with a soaking tub, along with a Jack and Jill bath and ensuite along with laundry. The finished lower level adds exceptional living space with cozy gas fireplace, wet bar, exercise area, bedroom, and additional flexibility. Carefully designed and beautifully finished, this home blends with comfortability and understated elegance. Conveniently located near schools and shopping, and just minutes to downtown Rochester.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

7/10
4/10
9/10
Mayo Senior High SchoolGrades 8-124.4 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2024

Materials

  • Roof: Age 8 Years or Less

Other

  • Builder name: DISTINGUISHED HOMES BY MITCH HAGEN LLC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Dryer,Exhaust Fan,Gas Water Heater,Microwave,Range,Refrigerator,Washer,Water Softener Owned,Wine Cooler
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Concrete,Sump Pump,Walk-Out Access

Bedroom

  • Level: Upper
  • Area: 255
  • Dimensions: 15x17

Bedroom2

  • Level: Upper
  • Area: 130
  • Dimensions: 10x13

Bedroom3

  • Level: Upper
  • Area: 143
  • Dimensions: 13x11

Bedroom4

  • Level: Upper
  • Area: 143
  • Dimensions: 13x11

Bedroom5

  • Level: Lower
  • Area: 168
  • Dimensions: 12x14

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 3
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 234
  • Dimensions: 13x18

Exercise Room

  • Level: Lower
  • Area: 165
  • Dimensions: 11x15

Family Room

  • Level: Lower
  • Area: 496
  • Dimensions: 16x31

Features

  • Number of fireplaces: 2
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Finished area below ground: 1,410
  • Finished area above ground: 2,949

Great Room

  • Level: Main
  • Area: 272
  • Dimensions: 17x16

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,359
  • Total interior livable area: 4,359 sqft

Kitchen

  • Level: Main
  • Area: 198
  • Dimensions: 11x18

Laundry

  • Level: Upper
  • Area: 63
  • Dimensions: 7x9

Mud Room

  • Level: Main
  • Area: 120
  • Dimensions: 15x8

Office

  • Level: Main
  • Area: 156
  • Dimensions: 12x13

Screened Porch

  • Level: Main
  • Area: 182
  • Dimensions: 13x14

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 642844084080
  • Zoning description: Residential-Single Family
  • Foundation area: 1410

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Patio,Screened

Lot

  • Lot size: 0.35 Acres
  • Features: Irregular Lot
  • Lot size dimensions: 90 x 168

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Winter Weather
Hail
Lightning
Strong Wind

FEMA Declared Disasters in Olmsted County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,674$80,088
Home Insurance *$764$9,168
Property Taxes $1,111$13,332
Electricity $367$4,411
Total$8,916$106,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$305,691/yr
40% on housing$267,480/yr
45% on housing$237,760/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$303This listing

vs Other Active Listings

Avg $/sqft

ZIP 55902$224
Olmsted County$174

vs Homes Sold Last Month

Median $/sqft

ZIP 55902$185
Olmsted County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-13Listed for sale$1,320,000
2026-02-13Listing removed$1,320,000
2024-08-21Listed for sale$1,320,000

New Construction

AgentDean Mack
BrokerageEdina Realty, Inc.

Similar Homes