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16109 W Ron De Voo Rd Lot 1, Stone Lake, WI, 54876

1beds
1baths
312sqft
$175,900
$564price/sqft
$1,279/moest. monthly cost
$51,160/yrincome needed

About This Home

Experience the simplicity of Northwoods lake life on beautiful Sand Lake in Stone Lake, WI. This furnished 1BR/1BA end-unit cabin offers an increasingly rare opportunity to enjoy premier waterfront living, sugar-sand shoreline, pristine panoramic views, and a private boat slip—all at an approachable price point in one of Northwest Wisconsin’s most desirable vacation destinations. Positioned just steps from the water, this charming cabin captures the essence of effortless lake living with excellent fishing, boating, swimming, and year-round recreation right outside your door. Sand Lake spans nearly 950 acres and is known for its clear water, scenic beauty, and outstanding walleye, musky, and panfish fishing. The desirable end-unit setting provides additional privacy and outdoor space for relaxing evenings by the fire, outdoor dining, yard games, and soaking in breathtaking sunset views. Association ownership keeps maintenance simple with low quarterly dues covering lawn care, snow removal, beach access, dock access, and exterior maintenance—making this the ideal lock-and-leave getaway, seasonal retreat, or easy up-north escape. With rentals not permitted, owners can enjoy a more private, well-maintained setting focused on relaxation, community, and long-term enjoyment rather than high guest turnover. Inside, the cabin blends cozy Northwoods charm with functional comfort, while future expansion possibilities provide additional long-term upside for those looking to customize or enhance the space over time. Please see condo docs that reflect space allowed for expansion. Seller has also agreed to install a reverse osmosis system for well water and will coordinate install upon offer acceptance. Beyond the property, enjoy endless recreation with nearby ATV/UTV routes, snowmobile trails, golf courses, hiking, biking, and access to legendary nearby lakes including Grindstone Lake and the Chippewa Flowage. Spend your days exploring the surrounding Hayward Lakes area, boutique shops, local breweries, wineries, supper clubs, and iconic attractions including the Fresh Water Fishing Hall of Fame. Whether you're searching for an affordable waterfront getaway, a low-maintenance cabin retreat, or a place to create lasting lake memories, this Sand Lake property delivers exceptional value, location, and lifestyle.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
5/10
Hayward Middle SchoolGrades 6-810.3 mi
6/10
Hayward High SchoolGrades 9-1210.0 mi

Construction

Condition

  • Year built: 1960

Materials

  • Roof: Asphalt,Pitched
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Electric Water Heater,Microwave,Other,Refrigerator,Stainless Steel Appliance(s)

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bathroom

  • Level: Main

Bedroom

  • Level: Main
  • Area: 99
  • Dimensions: 9x11

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Deck

  • Level: Main

Dining Room

  • Level: Main
  • Area: 110
  • Dimensions: 10x11

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 312

Heating & Cooling

  • Heating features: Fireplace(s),Space Heater
  • Cooling features: None

Interior Area

  • Total structure area: 312
  • Total interior livable area: 312 sqft

Kitchen

  • Level: Main
  • Area: 44
  • Dimensions: 4x11

Living Room

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Loft

  • Level: Upper
  • Area: 100
  • Dimensions: 10x10

Porch

  • Level: Main
  • Area: 130
  • Dimensions: 10x13

Property

Accessibility

  • Accessibility features: No Stairs Internal

Details

  • Parcel number: 026206000100
  • Zoning description: Shoreline,Residential-Single Family
  • Foundation area: 312

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Front Porch,Patio,Porch,Side Porch
  • Fencing: Partial,Wood
  • Has view: Yes
  • View description: Lake,Panoramic,South
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Dock,Lake Front,Lake View,Shared,Waterfront Elevation(4-10),Lake Bottom(Sand,Excellent Sand)
  • Frontage length: Water Frontage: 180

Lot

  • Lot size: 9,583 sqft
  • Features: Accessible Shoreline,Irregular Lot,Tree Coverage - Light
  • Lot size dimensions: getting

Parking

  • Total spaces: 1
  • Parking features: Assigned,Gravel,Guest,Shared Garage/Stall,Storage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Hail
Tornado

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $889$10,668
Home Insurance *$107$1,284
Property Taxes $112$1,344
Electricity $171$2,054
Total$1,279$15,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,851/yr
40% on housing$38,370/yr
45% on housing$34,106/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$564This listing

vs Other Active Listings

Avg $/sqft

ZIP 54876$334
Sawyer County$238

vs Homes Sold Last Month

Median $/sqft

ZIP 54876
Sawyer County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-02Price change$175,900
2025-08-24Listed for sale$189,900
2024-10-02Sold$165,000
2024-09-09Pending sale$169,000
2024-08-21Listed for sale$169,000

For Sale by Agent

AgentMegan Steinmetz
BrokerageKeller Williams Classic Realty

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