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3012 Sarapiqui Way, Rancho Cordova, CA, 95742

4beds
4baths
3,127sqft
$912,950
$292price/sqft
$6,068/moest. monthly cost
$242,720/yrincome needed

About This Home

Upon entering the private courtyard of Plan 3127, you'll instantly feel as if you've walked into your very own storybook setting, and the welcoming scenery of the home exterior and covered patio allows you to easily imagine the life you could lead within its walls. One entrance will lead you into the private suite where you'll be greeted by a charming living area with a kitchenette and a full bedroom with a walk-in closet and bathroom close by-making this an incredible multigenerational home option, or perhaps an ideal rental suite. Moving further into the home, you'll pass by the flex room which could be used as an office space, formal dining area or additional bedroom. The hallway then leads you into the spacious great room, kitchen and casual dining area-all overlooking the covered back patio. With an oversized kitchen island and plenty of space for entertaining both indoor and outdoor, your home will soon become everyone's favorite place to get together. Directly off of the kitchen lies the master bedroom, and with plenty of natural light warming up the space-you'll find yourself feeling at peace as soon as you enter. With the luxurious master bathroom including a standing tub, separate shower, dual vanities and an incredibly spacious walk-in closet-you'll feel as if you've walked into your very own spa. Moving to the second floor of the home, you'll find three additional bedrooms to decorate as well as an additional bathroom. With this much versatility within the home,

Getting Around

0
WalkingCar-Dependent
11
TransitMinimal Transit
0
BikeNot Bike Friendly

Schools

4/10
4/10
Cordova High SchoolGrades 9-123.1 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: Elliott Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Interior Area

  • Total interior livable area: 3,127 sqft

Property

Details

  • Parcel number: 07239000940000

Features

  • Levels: 2.0
  • Stories: 2

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Wildfire

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,616$55,392
Home Insurance *$204$2,448
Property Taxes $578$6,936
Electricity $670$8,046
Total$6,068$72,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$208,045/yr
40% on housing$182,040/yr
45% on housing$161,813/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$292This listing

vs Other Active Listings

Avg $/sqft

ZIP 95742$286
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95742$281
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Price change$912,950
2025-11-19Listed for sale$907,950

New Construction Spec

BrokerageElliott Homes

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