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63 GOLDEN FERN Drive, Saint Augustine, FL, 32092

5beds
4baths
2,952sqft
$649,900
$220price/sqft
$4,614/moest. monthly cost
$184,560/yrincome needed

About This Home

Experience luxury living in Silver Landing at SilverLeaf! Built in 2023, this Dream Finders Avalon II offers 2,952 sq. ft., 5 bedrooms, 4 full baths, and a versatile floor plan. The first-floor primary suite provides a private retreat, while the upstairs bonus room with full bath and walk-in closet is perfect for guests, an office, or media room. The open kitchen features a massive quartz island, walk-in pantry, natural gas cooktop, stainless hood, and wood-look tile. Triple sliders open to a spacious covered patio and fully fenced backyard overlooking a private preserve with no rear neighbors. Additional upgrades include a 3-car garage with epoxy floors, tankless gas water heater, UV air purification system, double front doors, and pre-listing inspection. Enjoy SilverLeaf's resort-style pools, splash park, pickleball, tennis, sports fields, dog park, and miles of trails!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
9/10
6/10
Tocoi Creek High SchoolGrades 9-122.1 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2023

Materials

  • Roof: Shingle
  • Construction materials: Composition Siding,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Multi Generational,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Gas Cooktop,Ice Maker,Microwave,Refrigerator,Tankless Water Heater,Washer
  • Laundry features: Electric Dryer Hookup,In Unit,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Breakfast Bar,Eat-in Kitchen,Entrance Foyer,Guest Suite,In-Law Floorplan,Kitchen Island,Open Floorplan,Pantry,Primary Bathroom - Tub with Shower,Master Downstairs,Smart Thermostat,Split Bedrooms,Walk-In Closet(s)
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,768
  • Total interior livable area: 2,952 sqft

Property

Details

  • Parcel number: 0279712620
  • Zoning description: Single Family

Features

  • Levels: One and One Half
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Patio,Rear Porch
  • Fencing: Fenced,Back Yard,Privacy,Vinyl,Wrought Iron
  • Has view: Yes
  • View description: Protected Preserve,Trees/Woods

Lot

  • Lot size: 9,583 sqft
  • Features: Few Trees,Sprinklers In Front,Sprinklers In Rear,Wooded

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Garage Door Opener,On Street
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Lightning
Coastal Flooding
Hurricane
Heat Wave
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$316$3,792
Property Taxes $715$8,580
Electricity $297$3,564
Total$4,614$55,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,194/yr
40% on housing$138,420/yr
45% on housing$123,040/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 32092$221
St. Johns County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 32092$217
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$649,900
2023-04-06Sold$639,900

For Sale by Agent

AgentDANIEL STEPHENSON
BrokerageMOMENTUM REALTY

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