1859 Posh Ln, Chula Vista, CA, 91915
About This Home
ASSUMABLE VA LOAN OPTION : 2.5% INTEREST RATE | CURRENT PAYOFF AMOUNT : $558,255.35 Experience modern luxury at 1859 Posh Ln, a stunning detached residence nestled in the highly sought-after Millenia community of Otay Ranch. Built in 2021, this beautifully appointed 4-bedroom, 3-bath home offers 1,681 square feet of sophisticated living, featuring a desirable first-floor bedroom and full bath, an open-concept layout, designer finishes, and a chef-inspired kitchen with quartz countertops, stainless steel appliances, and an oversized island perfect for entertaining. Enjoy effortless indoor-outdoor living with a private patio and access to resort-style amenities including a sparkling pool, spa, parks, playgrounds, and scenic walking paths. Ideally located just moments from premier shopping, dining, top-rated schools, and major commuter routes, this exceptional home blends style, comfort, and convenience in one of Chula Vista’s most desirable communities. Welcome home
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2021
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Laundry features: Laundry Closet,Laundry Room,Stacked
Bedroom
- Features: Bedroom on Main Level
Bedroom
- Features: All Bedrooms Up
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 1
- Main level bedrooms: 1
Cooling
- Cooling features: Central Air,See Remarks
Features
- All Bedrooms Up,All Bedrooms Down,Bedroom on Main Level,Walk-In Closet(s)
- Fireplace features: None,See Remarks
- Common walls with other units/homes: No Common Walls
Interior Area
- Total interior livable area: 1,681 sqft
Property
Details
- Parcel number: 6430651924
- Zoning: R1.
- Special condition: Standard
Features
- Levels: Multi/Split
- Entry location: Front Door
- Pool features: Community,Association
- Has view: Yes
- View description: Neighborhood
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Wildfire
- Earthquake
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,994 | $47,928 |
| Home Insurance * | $147 | $1,764 |
| Property Taxes | $657 | $7,884 |
| Electricity | $398 | $4,786 |
| Total | $5,196 | $62,352 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-07 | Listed for sale | $789,900 |
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