1775 Whitmore Loop, Chula Vista, CA, 91913
About This Home
Welcome to the home you didn't know you were looking for, where the neighbors actually 'wave' HELLO! Built in 2022, this sleek 4-BEDROOM / 3 FULL BATHROOM home in the vibrant Cota Vera community checks every box and then some. The open-concept layout floods with NATURAL LIGHT through soaring HIGH CEILINGS, and the modern finishes feel fresh and move-in ready. A large kitchen island topped with QUARTZ COUNTERTOPS makes the heart of the home as functional as it is beautiful. A BEDROOM and FULL BATHROOM on the main floor is a bonus whether you need a guest suite, home office, or multigenerational setup and with SOLAR already in place, your energy bills are one less thing to think about. Outside, a PRIVATE BACKYARD gives kids and pets room to roam, and you're just a short stroll to the community pool and parks. Cota Vera's wide sidewalks and active neighborhood make it easy to fall into a rhythm, morning walks, weekend pool days, and evenings at the park are simply part of the lifestyle here. LOW MAINTENANCE, MOVE-IN READY and built for the long haul, this one is especially perfect to settle somewhere you wil actually love coming home to!!
Getting Around
Car-Dependent
No Nearby Transit
Not Bike FriendlySchools
Construction
Condition
- New construction: Yes
- Year built: 2022
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Washer Hookup,Electric Dryer Hookup,Inside,Laundry Room,Upper Level
Bedroom
- Features: Bedroom on Main Level
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Cooling
- Cooling features: Central Air
Features
- Bedroom on Main Level
- Fireplace features: None
- Common walls with other units/homes: No Common Walls
Interior Area
- Total interior livable area: 1,947 sqft
Property
Details
- Parcel number: 6440723011
- Zoning: R-1:SINGLE FAM-RES
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Entry location: Front Door
- Pool features: Community,Association
- Has view: Yes
- View description: None
Lot
- Lot size: 3,300 sqft
- Features: Back Yard,Corner Lot,Landscaped
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Wildfire
- Earthquake
- Inland Flooding
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,472 | $53,664 |
| Home Insurance * | $156 | $1,872 |
| Property Taxes | $960 | $11,520 |
| Electricity | $417 | $5,010 |
| Total | $6,005 | $72,060 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Pending sale | $884,500 |
| 2026-06-18 | Listed for sale | $884,500 |
View on Zillow