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35374 Orchard Trl, Fallbrook, CA, 92028

4beds
3baths
2,662sqft
$950,000
$357price/sqft
$7,283/moest. monthly cost
$291,320/yrincome needed

About This Home

Welcome to Citro, Fallbrook's most vibrant master-planned community, where modern design, scenic surroundings, & everyday comfort come together in this beautifully appointed home on Orchard Trail. Thoughtfully designed with a clean, open-concept layout, this home offers the perfect blend of functionality and style for both daily living and entertaining. From the moment you step inside, you'll appreciate the high ceilings & light-filled living spaces, contemporary finishes, and seamless flow between the kitchen, dining, and living areas-creating an inviting atmosphere that feels both spacious and connected. The kitchen serves as the heart of the home, featuring ample cabinetry, sleek countertops, and a layout ideal for hosting or enjoying quiet nights in. Upstairs, the generously sized primary suite offers a true retreat-highlighted by a north west facing balcony that captures panoramic hillside views and breathtaking sunset skies, delivering a daily dose of serenity that's hard to find. Whether you're starting your morning with coffee or unwinding at the end of the day, this elevated outdoor space is a standout feature that sets the home apart. Additional living spaces provide flexibility for a home office, guest accommodations, or growing household needs, while the overall layout is designed to maximize comfort and livability. Situated within the thoughtfully planned Citro community, residents enjoy access to scenic walking trails, parks, and gathering spaces that foster a strong neighborhood feel—all while being conveniently located with easy access to nearby amenities, dining, and commuter routes. This is a rare opportunity to own a move-in ready home with elevated views, modern appeal, and one of the best outdoor vantage points in the community. Experience the lifestyle that makes Citro one of North County's most desirable places to call home.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

8/10
6/10
Fallbrook High SchoolGrades 9-125.4 mi

Construction

Condition

  • Year built: 2024

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Inside,Laundry Room,Upper Level

Bathroom

  • Features: Jack and Jill Bath

Bedroom

  • Features: Bedroom on Main Level

Bedroom

  • Features: Multi-Level Bedroom

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Bedroom on Main Level,Entrance Foyer,Jack and Jill Bath,Loft,Walk-In Closet(s)
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total interior livable area: 2,662 sqft

Other

  • Features: Walk-In Closet(s)

Property

Details

  • Parcel number: 1085321600
  • Zoning: R-1:SINGLE FAM-RES
  • Special condition: Standard
  • Exclusions: Security cameras

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 1
  • Pool features: Community,Association
  • Has view: Yes
  • View description: Hills,Mountain(s),Panoramic

Lot

  • Lot size: 7,054 sqft
  • Features: Back Yard,Front Yard,Lawn,Landscaped,Level,Near Park,Paved

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Wildfire
Earthquake
Heat Wave
Inland Flooding
Landslide

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$269$3,228
Property Taxes $1,641$19,692
Electricity $570$6,849
Total$7,283$87,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$249,702/yr
40% on housing$218,490/yr
45% on housing$194,213/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$357This listing

vs Other Active Listings

Avg $/sqft

ZIP 92028$406
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92028$417
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$950,000
2024-04-18Sold$822,500

For Sale by Agent

AgentMelissa Sofia
BrokerageThe Avenue Home Collective

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