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305 Creekview Ct, San Marcos, CA, 92078

5beds
5baths
3,453sqft
$1,629,000
$472price/sqft
$11,240/moest. monthly cost
$449,600/yrincome needed

About This Home

Hilltop views, modern upgrades, and income potential all come together in this stunning Mission Circle cul-de-sac home. From its sleek LVP flooring to its premium carpeting, every detail has been thoughtfully designed. The main house offers 4 bedrooms and 3.5 bathrooms, anchored by an open-concept great room that’s perfect for both everyday living and entertaining. The chef’s kitchen features an oversized island with quartz countertops, stainless steel appliances, and a walk-in pantry, making it a true centerpiece. Upstairs, an oversized loft provides flexible space for work, play, or relaxation. Step outside to the California Room, where panoramic views set the stage for sunset gatherings, movie nights, or simple moments of serenity. The professionally landscaped backyard, complete with high-quality turf, is a worry-free play zone for kids and pets alike. But what truly sets this home apart is the private-entry Next Gen Suite. With 1 bedroom, 1 bathroom, a living area, its own stacked washer/dryer, and stainless steel appliances, it’s an ideal setup for guests, extended family, or generating passive rental income. The perks don’t stop at the property line. Residents here enjoy incredible community amenities, including a pool, spa, playgrounds, a dog park, and more. Plus, the location is unbeatable—just under 1.5 miles from Cal State San Marcos, within the highly regarded San Marcos Unified School District, and minutes from North City’s dining, shopping, and entertainment hubs, as well as easy access to Hwy 78 and I-15. This is more than a home; it’s a lifestyle opportunity

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

10/10
5/10
San Marcos Middle SchoolGrades 6-81.1 mi
8/10
San Marcos High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Tile/Clay
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range/Oven,Refrigerator,Washer
  • Laundry features: Gas

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 3,453
  • Total interior livable area: 3,453 sqft

Property

Details

  • Parcel number: 2210810329

Features

  • Levels: 2 Story
  • Pool features: Community/Common
  • Fencing: Cross Fencing

Parking

  • Total spaces: 4
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,237$98,844
Home Insurance *$308$3,696
Property Taxes $1,955$23,460
Electricity $740$8,885
Total$11,240$134,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$385,371/yr
40% on housing$337,200/yr
45% on housing$299,733/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$472This listing

vs Other Active Listings

Avg $/sqft

ZIP 92078$419
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92078$580
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$1,749,000
2026-04-23Listed for sale$1,769,000

For Sale by Agent

AgentChristopher G Plato
BrokerageCompass

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