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15683 Cougar St, Moreno Valley, CA, 92551

4beds
3baths
2,320sqft
$690,000
$297price/sqft
$5,110/moest. monthly cost
$204,400/yrincome needed

About This Home

Welcome to 15683 Cougar St, Moreno Valley located at the Legacy Park community!! This beautiful 2-story home with PAID OFF SOLAR is offering 4 bedrooms, 3 bathrooms, and 2,320 sq ft of living space on a generous 7,301 sq ft lot. Built 2021. This property showcases exceptional curb appeal with a professionally upgraded front yard featuring premium artificial turf, modern rock landscaping, and elegant pillar accents leading to the entryway. A spacious driveway, exterior stonework, and low-maintenance design make the exterior truly stand out. Step inside to a spacious and inviting kitchen that flows seamlessly into the dining area and living room, creating an ideal open-concept layout for both everyday living and entertaining. The home features custom interior paint, recessed lightning, ceiling fans, plantation shutters throughout, carpet flooring, and vinyl plank waterproof flooring in kitchen and bathrooms. The main level includes a convenient downstairs bedroom and full bath, along with a custom built-in desk nook. The kitchen offers granite countertops, stainless steel appliances, white cabinetry, and a matching backsplash. Upstairs, the primary suite features a walk-in closet, double sinks, built-in shelving and a separate shower. Two additional bedrooms, a versatile den, and a separate laundry room complete the upper level. Step into a private spacious backyard which offers a concrete patio flooring, white vinyl fencing, and an aluminum patio cover—perfect for outdoor entertaining. Low HOA dues. 2 car garage with epoxy flooring, tankless water heater, and EV-Capable. Located near community park, shopping, and schools. Close to the 215 and 60 freeways. A must-see home!

Getting Around

16
WalkingCar-Dependent
30
TransitSome Transit
33
BikeSomewhat Bikeable

Schools

4/10
March Middle SchoolGrades 6-80.2 mi
6/10
Rancho Verde High SchoolGrades 9-122.6 mi

Construction

Condition

  • Property condition: Turnkey
  • Year built: 2021

Materials

  • Roof: Tile

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Gas Range,High Efficiency Water Heater,Microwave,Tankless Water Heater
  • Laundry features: Laundry Room,Upper Level

Bathroom

  • Features: Closet,Dual Sinks,Tub Shower,Walk-In Shower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Breakfast Bar,Ceiling Fan(s),Eat-in Kitchen,Recessed Lighting,Main Level Primary
  • Window features: Shutters
  • Flooring: Carpet,Vinyl
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,320 sqft

Kitchen

  • Features: Granite Counters,Kitchen/Family Room Combo,Walk-In Pantry

Master Bedroom

  • Features: Main Level Primary

Property

Details

  • Parcel number: 485240046
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 1
  • Pool features: None
  • Patio & porch: Covered
  • Spa features: None
  • Fencing: Vinyl
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 7,301 sqft

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Wildfire
Heat Wave

FEMA Declared Disasters in Riverside County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,489$41,868
Home Insurance *$173$2,076
Property Taxes $951$11,412
Electricity $497$5,969
Total$5,110$61,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,200/yr
40% on housing$153,300/yr
45% on housing$136,266/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$297This listing

vs Other Active Listings

Avg $/sqft

ZIP 92551$249
Riverside County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 92551$301
Riverside County$315

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-04Listed for sale$700,000
2022-01-07Sold$558,000

For Sale by Agent

AgentAudrey Tafish
BrokerageALIGN HOMES

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