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35782 McCarthy St, Palm Desert, CA, 92211

4beds
4baths
2,343sqft
$699,900
$299price/sqft
$4,946/moest. monthly cost
$197,840/yrincome needed

About This Home

Perfect for the first-time investor or savvy landlord -- this turnkey 2022 home in University Park delivers immediate cash flow with a private-entry ADU averaging $1,600/month in proven rental income.The main residence features an open great room, gourmet kitchen with quartz counters and stainless appliances, plus fully owned solar for near-zero utility bills.Enjoy low-maintenance desert living with resort-style amenities at The Grove (pools, pickleball, fitness center). Strong location near upcoming DSRT Surf and valley growth. Ideal addition to your portfolio or effortless primary residence with income! Perfect for the first-time investor or savvy landlord -- this turnkey 2022 home in University Park delivers immediate cash flow with a private-entry ADU averaging $1,600/month in proven rental income.The main residence features an open great room, gourmet kitchen with quartz counters and stainless appliances, plus fully owned solar for near-zero utility bills.Enjoy low-maintenance desert living with resort-style amenities at The Grove (pools, pickleball, fitness center). Strong location near upcoming DSRT Surf and valley growth. Ideal addition to your portfolio or effortless primary residence with income!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

6/10
Rancho Mirage HighGrades 9-124.5 mi

Construction

Condition

  • Property condition: Additions/Alterations,Updated/Remodeled
  • Year built: 2022

Materials

  • Roof: Concrete
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Modern
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Vented Exhaust Fan,Gas Range,Tankless Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Recessed Lighting
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Forced Air Unit,Wall/Gravity
  • Cooling features: Central Forced Air,Heat Pump(s),Gas

Interior Area

  • Total structure area: 2,343
  • Total interior livable area: 2,343 sqft

Property

Details

  • Parcel number: 694551026
  • Special condition: Standard

Features

  • Levels: 2 Story
  • Stories: 2
  • Patio & porch: Covered
  • Has view: Yes
  • View description: Mountains/Hills

Lot

  • Lot size: 4,595 sqft

Parking

  • Total spaces: 4
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Wildfire

FEMA Declared Disasters in Riverside County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$227$2,724
Property Taxes $678$8,136
Electricity $502$6,029
Total$4,946$59,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$169,577/yr
40% on housing$148,380/yr
45% on housing$131,893/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$299This listing

vs Other Active Listings

Avg $/sqft

ZIP 92211$279
Riverside County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 92211$310
Riverside County$315

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Price change$699,900
2026-05-16Listed for sale$709,900
2026-05-01Listing removed$715,000
2026-04-01Price change$715,000
2026-03-17Price change$719,900
2026-02-25Listed for sale$729,900
2026-02-25Listing removed--
2026-02-11Price change$725,000
2026-01-30Listed for sale$698,000

For Sale by Agent

AgentICE Default Agent
BrokerageCDAR NON LISTED OFFICE

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