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820 Foxspring Ave, Flemingsburg, KY, 41041

2beds
1baths
910sqft
$199,900
$220price/sqft
$1,397/moest. monthly cost
$55,880/yrincome needed

About This Home

Not your average Flemingsburg home. This brand new 2025-built property offers the perfect mix of modern design, comfort, and privacy-tucked just off the road while still conveniently located in town. Situated on a 0.28 acre lot with wooded surroundings behind, this 2 bedroom, 1 bath home feels like your own private retreat from the moment you arrive. The setting offers a peaceful, scenic backdrop while still being close to everything you need. Inside, you'll find a bright and inviting open layout with vaulted ceilings and natural light throughout. The living area features a cozy electric fireplace, creating a comfortable space to relax at the end of the day. The kitchen is both functional and stylish, complete with an island, butcher block countertops, and brand new Whirlpool appliances. A new GE washer and dryer are also included. The home features durable luxury vinyl plank flooring throughout, along with energy-efficient Della mini split systems that provide both heating and cooling with two separate zones for added comfort and efficiency. Built with quality in mind, the home includes poured concrete foundation walls and an approximately 8-foot tall crawlspace with a roll-up door and electric available-offering excellent storage or easy access for lawn equipment and tools. Outdoor living is just as appealing, with covered front and back porches perfect for relaxing and enjoying the quiet setting. The enclosed back porch adds additional space for kids or pets, and there is room to set up a fire pit and enjoy evenings outdoors. If you've been looking for something brand new, easy to take care of, and just a little more private while still being close to town, this one is definitely worth a look.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

4/10
5/10
Simons Middle SchoolGrades 7-80.7 mi
7/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Metal
  • Construction materials: Post and Beam

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Oven,Washer,Stainless Steel Appliances

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Crawl,Unfinished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 910

Heating & Cooling

  • Heating features: Electric,Zoned,Heat Pump
  • Cooling features: Zoned

Interior Area

  • Total structure area: 910
  • Total interior livable area: 910 sqft

Kitchen

  • Features: Open,Wood Counters

Property

Details

  • Parcel number: 0397020055.00
  • Lease amount: 0

Features

  • Stories: 1
  • Patio & porch: Covered Porch,Open Porch
  • Exterior features: Utilities
  • Has view: Yes
  • View description: City,Private,Scenic,Street,Wooded

Lot

  • Lot size: 0.28 Acres
  • Features: Trees

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Inland Flooding
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$139$1,668
Property Taxes $94$1,128
Electricity $154$1,850
Total$1,397$16,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,897/yr
40% on housing$41,910/yr
45% on housing$37,253/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 41041$140
Fleming County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 41041
Fleming County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$205,000
2026-04-20Price change$215,000
2026-04-07Price change$225,900
2024-08-25Price change$11,500
2024-07-23Price change$12,000
2024-06-11Listed for sale$18,500

New Construction

AgentMichele Bowling
Brokerage606 Real Estate & Auctions

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