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531 Lakeshore Dr, Leitchfield, KY, 42754

5beds
4baths
3,012sqft
$415,000
$138price/sqft
$2,817/moest. monthly cost
$112,680/yrincome needed

About This Home

Lake Life Done Right - 5BR | 3.5BA on Nolin Lake If you've been waiting on the kind of lake home where everyone has room to spread out and still come together — this is it. This 5-bedroom, 3½-bath home is built for making memories at Nolin Lake. Whether you're hosting holiday weekends, summer reunions, or quiet fall getaways, there's space for the whole crew — without feeling crowded. Step outside and you'll see what sets this one apart: Massive wraparound porch connecting the back sunroom, stretching across the side and front of the home 15' x 20' screened-in porch — perfect for morning coffee or evening card games without the bugs 20' x 20' firepit patio overlooking the lake — built for late nights, stories, and s'mores Designed for gathering

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Kyrock Elementary SchoolGrades PK-45.5 mi
7/10
4/10

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walkout Unfinished

Bedroom

  • Level: Second
  • Area: 256.69
  • Dimensions: 13.30 x 19.30

Bedroom

  • Level: Second
  • Area: 205.92
  • Dimensions: 13.20 x 15.60

Bedroom

  • Level: Second
  • Area: 187.74
  • Dimensions: 12.60 x 14.90

Bedroom

  • Level: Second
  • Area: 139.2
  • Dimensions: 11.60 x 12.00

Bedroom

  • Level: Basement
  • Area: 110
  • Dimensions: 10.00 x 11.00

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Area

  • Level: First

Dining Area

  • Level: First
  • Area: 177.6
  • Dimensions: 11.10 x 16.00

Features

  • Finished area below ground: 612
  • Finished area above ground: 2,400

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 2,400
  • Total interior livable area: 3,012 sqft

Kitchen

  • Level: First

Kitchen

  • Level: First
  • Area: 120
  • Dimensions: 10.00 x 12.00

Laundry

  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First
  • Area: 192
  • Dimensions: 12.00 x 16.00

Sun Room

  • Level: First

Property

Details

  • Parcel number: 0444001067.00

Features

  • Stories: 2
  • Patio & porch: Screened Porch,Deck
  • Exterior features: Balcony,Boat Slip

Lot

  • Lot size: 0.28 Acres
  • Features: Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached,Lower Level,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Ice Storm
Strong Wind
Tornado
Cold Wave
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$306$3,672
Property Taxes $176$2,112
Electricity $237$2,854
Total$2,817$33,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,582/yr
40% on housing$84,510/yr
45% on housing$75,120/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 7.5%
7.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 42754$126
Edmonson County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 42754
Edmonson County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-30Listed for sale$449,777

For Sale by Agent

AgentTodd Fisher
BrokerageRE/MAX Highland Realty

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